Benton County property record for 521 Concord St, Lowell, AR 72745 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Square Footage | 1,231 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Mixed, 1,182 sqft |
| Pool | 94 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $299,500 (2025) |
| Tax Bill | $1,776.00 (2025) |
| Primary APN | 12-00170-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,231 sqft Living Area |
| 1st Floor | 1,231 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Steel Beam Flooring |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
|---|---|
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 1,256 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,182 sqft Garage |
| Pool Area | 94 sqft Pool |
|---|---|
| Fence | Fence |
| Patio Area | 224 sqft Patio |
| Porch | Open Porch |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 42682.0 |
|---|---|
| Street Address | 521 CONCORD ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-9639 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SE 1/4 OF THE NE 1/4 OF SECTION 2, TOWNS HIP 18 NORTH, RANGE 30 WE ST OF THE FIFTH PRINCIPAL MERIDIAN, BENTON COU |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 02 |
| Legal Subdivision | LOWELL |
| Jurisdiction | BENTON AR |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 21315 |
Source: Benton County records · APN 12-00170-000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage BOKF NA |
| Jan 05, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BOKF NA |
| Feb 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK |
| Mar 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOK FIN'L MTG |
| Jan 29, 2020 | Deed of Trust, Mortgage · Line of Credit BOK FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2025 · Amount on Record |
| Deed Sale | Feb 03, 2025 · Amount on Record |
| Prior Sale | Nov 05, 2009 · Amount on Record |
| Deed Doc Number | L202505496 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | L202259884 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | L202259884 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72702 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 22, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | L202400769 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | L202400769 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, AR 72703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 09, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Feb 03, 2025 |
| Property Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Document Number | L202505496 |
| Instrument Date | Jan 25, 2025 |
| Instrument | L202505496 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1264 N WILLIAMS AVE, WESTVILLE, OK 74965-5564 |
| Name | Verified Name |
|---|---|
| Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Document Number | L202505497 |
|---|---|
| Date | Feb 03, 2025 |
| Instrument | L202505497 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Document Number | 0000013813 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 CONCORD ST LOWELL AR 727459639, LOWELL, AR 72745-9639 |
| Document Number | 0000013813 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 13813 |
| Name | BOK FIN'L MTG |
|---|---|
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 11, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 521 CONCORD ST, LOWELL, AR 72745-9639 |
| Document Number | 0000007068 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 521 CONCORD ST LOWELL AR 727459639, LOWELL, AR 72745-9639 |
| Document Number | 0000007068 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 7068 |
| Name | BOK FIN'L |
|---|---|
| Address | FAYETTEVILLE, AR 72702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Benton County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776.00 (+18.8%) Homeowner's exemption | $55,408 (+60.65%) Land $13,800 Building $41,608 | |
| 2024 | $277,040 (+60.65%) Land $69,000 Building $208,040 | ||
| 2023 | $1,495.00 Homeowner's exemption | $34,490 Land $7,400 Building $27,090 | $172,450 Land $37,000 Building $135,450 |
521 Concord St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Benton County (05007C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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