521 Concha Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 521 Concha Dr, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2020)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-25-00001-3620-00026.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-25-00001-3620-00026.0`
Alternative APN	`23958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,943 sqft Living Area
1st Floor Area	1,943 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	139 ft deep x 80 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,044 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Patio Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	23958
Street Address	521 CONCHA DR
City	SEBASTIAN
State	FL
Zip	32958-6505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 11 BLK 362 LOT 26 PBI 7-56D
Legal Range	38
Legal Township	31
Legal Section	25
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 11
Legal Block	362
Legal Lot Number	26
Legal Unit	11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3016
Census Tract	50809

Owner

521 Concha Dr is owned and occupied by an individual who bought it in October 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	521 CONCHA DR, SEBASTIAN, FL 32958-6505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 8, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Oct 8, 2020
Deed Document Number	3120200060379
Deed Book / Page	3345 / 2476
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 8, 2020
Property Address	521 CONCHA DR, SEBASTIAN, FL 32958-6505
Document Number	0033452476
Book / Page	3345 / 2476
Map Reference	MB 7 PG 56&56A-56L
Instrument Date	Sep 30, 2020
Instrument	3120200060379
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	PROFESSIONAL TTL OF TREASURE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 CONCHA DR, 521, SEBASTIAN, FL 32958-6505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CONCHA DR, SEBASTIAN, FL 32958-6505

Mortgage

Document Number	0033452477
Date	Oct 8, 2020
Instrument	3345/2477

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 8, 2020
Property Address	521 CONCHA DR, SEBASTIAN, FL 32958-6505
Document Number	0033452475
Book / Page	003345 / 002475
Instrument Date	Sep 18, 2020
Instrument	60378
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 CONCHA DR SEBASTIAN FL 329586505, SEBASTIAN, FL 32958-6505

Tax Assessment & Valuation

The 2025 property tax bill for 521 Concha Dr was $3,254.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,254.00	$209,929	$321,322 Land $67,186 Building $254,136
2023	$2,798.00 (+4.68%)	$198,070 (+3%)	$302,587 (+17.07%) Land $53,042 Building $249,545
2022	$2,673.00	$192,301	$258,476 Land $33,239 Building $225,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Concha Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Concha Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

521 Concha Dr, Sebastian, FL 32958 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Concha Dr

Nearby Streets

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