Indian River County property record for 511 Concha Dr, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $239,000 (May 2018) |
| Tax Bill | $3,883 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage May 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-25-00001-3620-00027.0 |
| Primary APN | 31-38-25-00001-3620-00027.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,762 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 127 ft deep x 80 ft wide |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Pool Area | 390 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 442 sqft |
| Patio Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 23959 |
|---|---|
| Street Address | 511 CONCHA DR |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 11 BLK 362 LOT 27 PBI 7-56D |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 25 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 11 |
| Legal Block | 362 |
| Legal Lot Number | 27 |
| Legal Unit | 11 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 50809 |
Source: Indian River County records · APN 31-38-25-00001-3620-00027.0
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 14, 2018 | Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| May 14, 2018 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 23, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | May 14, 2018 · Amount on Record |
| Deed Document Number | 3120180029530 |
| Deed Book / Page | 3116 / 1021 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Document Number | 0032600502 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 CONCHA DR SEBASTIAN FL 329586505, SEBASTIAN, FL 32958-6505 |
| Document Number | 0032600502 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 003260/000502 |
| Instrument | 71399 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 08, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 14, 2018 |
| Property Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Document Number | 0031161021 |
| Book / Page | 003116 / 001021 |
| Instrument Date | May 10, 2018 |
| Instrument | 29530 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 CONCHA DR SEBASTIAN FL 329586505, SEBASTIAN, FL 32958-6505 |
| Document Number | 31161026 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 003116/001026 |
| Instrument | 29531 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 14, 2018 |
| Property Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Document Number | 0031161017 |
| Book / Page | 003116 / 001017 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 29529 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,673.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Document Number | 0030431087 |
| Book / Page | 003043 / 001087 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 511 CONCHA DR SEBASTIAN FL 329586505, SEBASTIAN, FL 32958-6505 |
| Document Number | 0030431087 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 003043/001087 |
| Instrument | 43113 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | PO BOX 8008, LAKELAND, FL 33802-8008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 23, 2017 |
| Property Address | 511 CONCHA DR, SEBASTIAN, FL 32958-6505 |
| Document Number | 0030350203 |
| Book / Page | 003035 / 000203 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 36328 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 511 CONCHA DR SEBASTIAN FL 329586505, SEBASTIAN, FL 32958-6505 |
Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,883.00 (+17.67%) | $243,047 (+5.99%) | $335,520 (+5.8%) Land $64,626 Building $270,894 |
| 2023 | $3,300.00 (+4.63%) | $229,317 (+3%) | $317,126 (+16.64%) Land $51,020 Building $266,106 |
| 2022 | $3,154.00 | $222,638 | $271,878 Land $31,973 Building $239,905 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 50 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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