San Diego County property record for 521 Calle Montecito, Unit 110, Oceanside, CA 92057
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1985 |
| Lot Size | 6.97 acres (303,705 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2021) |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-560-10-38 |
| Primary APN | 157-560-10-38 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 806 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 303,705 sqft |
| View / Lot | Lake |
| Street Address | 521 CALLE MONTECITO, 110 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5276 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 5 US110PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806 |
| Legal Subdivision | LIBBY LAKE CONDO |
| Legal Tract | 009806 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18618 |
Source: San Diego County records · APN 157-560-10-38
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 521 CALLE MONTECITO, 110, OCEANSIDE, CA 92057-5276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 29, 2021 | Intrafamily Transfer, Transfer PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Sep 29, 2021 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2021 · Amount on Record |
| Deed Sale | Sep 29, 2021 · Amount on Record |
| Prior Sale | May 01, 2015 · Amount on Record |
| Deed Document Number | 2021685190 |
| Prior Transfer Date | Sep 27, 2021 |
| Prior Transfer Doc | 0000685189 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 521 CALLE MONTECITO UNIT 110, 110, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000685189 |
| Map Reference | MAP 9806 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021-0685189 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CALLE MONTECITO UNIT 110, 110, OCEANSIDE, CA 92057-5276 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2021 |
| Property Address | 521 CALLE MONTECITO UNIT 110, 110, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000685190 |
| Map Reference | MAP 9806 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-0685190 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CALLE MONTECITO UNIT 110, 110, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000685191 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0685191 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $351,788 (+2%) Land $248,958 Building $102,830 | |
| 2025 | $3,899.00 (+5.18%) | $344,891 (+4.04%) Land $244,077 Building $100,814 |
| 2023 | $3,707.00 (+1.51%) | $331,500 Land $234,600 Building $96,900 |
| 2022 | $3,652.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 681 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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