San Diego County property record for 521 Calle Montecito, Unit 107, Oceanside, CA 92057
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 856 sqft · built 1985 |
| Lot Size | 6.97 acres (303,705 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $382,000 (Jan 2022) |
| Tax Bill | $4,497 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-560-10-35 |
| Primary APN | 157-560-10-35 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 856 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 303,705 sqft |
| View / Lot | Lake |
| Street Address | 521 CALLE MONTECITO, 107 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5276 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-C |
| Legal Description | LOT 5 US107PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806 |
| Legal Subdivision | LIBBY LAKE CONDO |
| Legal Tract | 009806 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18618 |
Source: San Diego County records · APN 157-560-10-35
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3907 VIA CANGREJO, SAN DIEGO, CA 92130-2638 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 04, 2022 | Grant Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONS HOME FINANCE CORP |
| Apr 27, 2018 | Grant Deed, Transfer · Conventional with PMI FIRST NATIONS HM FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2022 · Amount on Record |
| Deed Sale | Jan 04, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 20224264 |
| Last Transfer Date | Jul 26, 2024 |
| Transfer Doc | 0000209479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 04, 2022 |
| Property Address | 521 CALLE MONTECITO UNIT 107, 107, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000004264 |
| Map Reference | DOC 2005-51755 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022-0004264 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY SD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3907 VIA CANGREJO, SAN DIEGO, CA 92130-2638 |
| Document Number | 0000004265 |
|---|---|
| Date | Jan 04, 2022 |
| Instrument | 2022-0004265 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 521 CALLE MONTECITO UNIT 107, 107, OCEANSIDE, CA 92057-5276 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 521 CALLE MONTECITO 107, 107, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000229831 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0229831 |
| Name | FIRST NATIONS HOME FINANCE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 27, 2018 |
| Property Address | 521 CALLE MONTECITO UNIT 107, 107, OCEANSIDE, CA 92057-5276 |
| Document Number | 0000168586 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 168586 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $269.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 521 CALLE MONTECITO #107 OCEANSIDE CA 920575276, 107, OCEANSIDE, CA 92057-5276 |
| Document Number | 168587 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 168587 |
| Name | FIRST NATIONS HM FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $413,485 (+2%) Land $253,155 Building $160,330 | |
| 2025 | $4,497.00 (+3.38%) | $405,379 (+4.04%) Land $248,192 Building $157,187 |
| 2023 | $4,350.00 (+50.94%) | $389,639 Land $238,555 Building $151,084 |
| 2022 | $2,882.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, T-Mobile USA.
Based on FCC filings for 681 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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