521 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 521 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 896 sqft · built 1994
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Aug 2003)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2018 Mortgage
APN	`09-2-22-10-03-302-082`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-03-302-082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	896 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	521 AVALON DR
City	TROY
State	IL
Zip	62294-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE IV PT LOTS 10 & 11 80 X 150
Legal Subdivision	CREEKSIDE IV
Legal Lot Number	10-11
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3027
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 AVALON DR, TROY, IL 62294-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2003 · Amount on Record
Deed Sale	Aug 27, 2003 · Amount on Record
Deed Document Number	200365331
Deed Book / Page	4601 / 2787
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	521 AVALON DR, TROY, IL 62294-2075
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007679
Date	Mar 4, 2022
Instrument	2022R07679

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	521 AVALON DR, TROY, IL 62294-2075
Document Number	0000036448
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 AVALON DR TROY IL 622942075, TROY, IL 62294-2075

Mortgage

Document Number	0000036448
Date	Nov 19, 2018
Instrument	36448

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2033

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,363.00 (+6.73%)	$97,970 (+28.3%) Land $20,700 Building $77,270	$293,910 (+28.17%) Land $62,100 Building $231,810
2024	$5,962.00 (+13.43%)
2022	$5,256.00	$76,360 Land $16,130 Building $60,230	$229,309 Land $48,438 Building $180,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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