520 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 520 Avalon Dr, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,440 sqft · built 1994
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2022)
Tax Bill	$6,175 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2020 Mortgage + 1 more
APN	`09-2-22-10-03-302-089`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-10-03-302-089`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Attached
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	520 AVALON DR
City	TROY
State	IL
Zip	62294-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE IV PT LOT 17 90 X 136.05 IRR
Legal Subdivision	CREEKSIDE IV
Legal Lot Number	17
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3008
Census Tract	403531

Owner

Source: Madison County records · APN 09-2-22-10-03-302-089

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 AVALON DR, TROY, IL 62294-2074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Nov 24, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Document Number	202227007
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 16, 2022
Property Address	520 AVALON DR, TROY, IL 62294-2074
Document Number	0000027007
Map Reference	PC 51 PG 116
Instrument Date	Aug 11, 2022
Instrument	2022R27007
Transaction Type	Transfer
Record Updated	Sep 07, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 AVALON DR, TROY, IL 62294-2074

Mortgage

Document Number	0000027008
Date	Aug 16, 2022
Instrument	2022R27008

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.63%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	520 AVALON DR, TROY, IL 62294-2074
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002524
Date	Jan 22, 2020
Instrument	2020R02524

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	520 AVALON DR, TROY, IL 62294-2074
Document Number	0000039794
Instrument Date	Nov 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 AVALON DR TROY IL 622942074, TROY, IL 62294-2074

Mortgage

Document Number	0000039794
Date	Dec 09, 2019
Instrument	39794

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,175.00 (+6.74%)	$95,250 (+28.28%) Land $20,980 Building $74,270	$285,750 (+28.15%) Land $62,940 Building $222,810
2024	$5,785.00 (+22.43%)
2022	$4,725.00	$74,250 Land $16,350 Building $57,900	$222,973 Land $49,099 Building $173,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035313, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 6% of the US · above 38% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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