Hamilton County property record for 521 7th St, Phillips, NE 68865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 2023 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Mar 2024) |
| Tax Bill | $3,765 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Nov 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 3307-27-0-50030-004-0224 |
| Primary APN | 3307-27-0-50030-004-0224 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 345 sqft |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,413 sqft (0.262 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 521 7TH ST |
|---|---|
| City | PHILLIPS |
| State | NE |
| Zip | 68865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE FAMILY |
| Legal Description | LOT 6 BLOCK 4 MABON SUB |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON NE |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 969200 |
Source: Hamilton County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 21, PHILLIPS, NE 68865-0021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · VA Mortgage COGENT BANK |
| Nov 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage COGENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on Record |
| Deed Sale | Mar 15, 2024 · Amount on Record |
| Deed Document Number | 0002024348 |
| Deed Book / Page | 2024 / 348 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON NE |
| Property Address | 521 7TH ST, PHILLIPS, NE 68865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202400360 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 2024-00360 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | AURORA, NE 68818 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON NE |
| Property Address | 521 7TH ST, PHILLIPS, NE 68865 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2514 S LOCUST ST, KEARNEY, NE 68847 |
| Document Number | 0000360/65 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 360/65 |
| Instrument | 2023-01710 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | KEARNEY, NE 68847 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Hamilton County |
| Municipality | Phillips Village |
| Unified School District | Aurora Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,765.00 (+665.24%) | $363,510 (+961.65%) Land $68,480 Building $295,030 | $363,510 (+961.65%) Land $68,480 Building $295,030 |
| 2023 | $492.00 | $34,240 Land $34,240 | $34,240 Land $34,240 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hamilton.net Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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