518 7th St, Phillips, NE 68865 Property Records

Hamilton County property record for 518 7th St, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,382 sqft · built 2023
Lot Size	0.262 acres (11,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2023)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3307-27-0-50030-001-0186`

Property Details

APN / Parcel Number

Primary APN	`3307-27-0-50030-001-0186`
Alternative APNs	`3307-00-0-50030-001-0186` `410178596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,382 sqft
Basement Area	1,382 sqft
Unfinished Basement	1,382 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,413 sqft (0.262 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	518 7TH ST
City	PHILLIPS
State	NE
Zip	68865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 10 BLOCK 1 MABON SUB
Legal Range	08
Legal Township	11
Legal Section	27
Legal Subdivision	MABON SUBDIVISION
Legal Block	1
Legal Lot Number	10
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2048
Census Tract	969200

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 217, PHILLIPS, NE 68865-0217
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Dec 20, 2023	Survivorship Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Deed Document Number	20231975
Deed Book / Page	111 / 150
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	518 7TH ST, PHILLIPS, NE 68865
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000357/6
Date	Apr 4, 2023
Book Page	357/6
Instrument	2023-00560

Lender

Name	COGENT BANK
Type	Bank
Address	KEARNEY, NE 68847

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON NE
Recording Date	Dec 20, 2023
Property Address	518 7TH ST, PHILLIPS, NE 68865
Document Number	000111/150
Book / Page	111 / 150
Instrument Date	Dec 19, 2023
Instrument	2023-01975
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202301976
Date	Dec 20, 2023
Instrument	2023-01976

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Municipality	Phillips Village
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,255 (+22.32%) Land $68,480 Building $255,775	$324,255 (+22.32%) Land $68,480 Building $255,775
2025	$2,746.00 (+458.13%)	$265,080 (+674.18%) Land $68,480 Building $196,600	$265,080 (+674.18%) Land $68,480 Building $196,600
2023	$492.00 (-6.46%)	$34,240 (-) Land $34,240	$34,240 (-) Land $34,240
2022	$526.00	$34,240 Land $34,240	$34,240 Land $34,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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