Lake County property record for 512 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 792 sqft Gross Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Mixed, 768 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,444.00 (2025) |
| Primary APN | 23-7660-09030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 792 sqft Gross Area |
| 1st Floor | 792 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional Style |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Shed Roof Construction |
| Roof Material | Wood Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 768 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Deck Area | 20 sqft Deck |
| Porch Area | 75 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 512 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 9 |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MN |
| Minor Civil Division | TWO HARBORS |
| Census Blockgroup | 3 |
| Census Block | 3024 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7660-09030
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 3RD AVE, TWO HARBORS, MN 55616-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 512 3RD AVE, TWO HARBORS, MN 55616-1516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000201172 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | A000201172 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 512 3RD AVE, TWO HARBORS, MN 55616-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000193582 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | A000193582 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 01, 2030 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,900 (+9.5%) Land $27,000 Building $191,900 | $218,900 (+9.5%) Land $27,000 Building $191,900 | |
| 2025 | $1,444.00 | $199,900 (+7.53%) Land $20,700 Building $179,200 | $199,900 (+7.53%) Land $20,700 Building $179,200 |
| 2023 | $185,900 Land $18,800 Building $167,100 | $185,900 Land $18,800 Building $167,100 |
Our records do not include FEMA flood map data for 512 3rd Ave; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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