521 18th St SE, Naples, FL 34117 Property Records

Collier County property record for 521 18th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,254 sqft · built 2000
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Apr 2026)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2019 Sale
Flood Zone	Zone AH (high risk)
APN	`342700 31 14C12`

Property Details

APN / Parcel Number

Primary APN	`342700 31 14C12`
Alternative APN	`39383520003`

Interior

Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	1,494 sqft
1st Floor Area	1,254 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft (1.14 acres)
Porch	Screened Porch
Porch Area	240 sqft

Location & Zoning

Street Address	521 18TH ST SE
City	NAPLES
State	FL
Zip	34117-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 S 75FT OF N 180FT OF TR 31
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	31
Legal Block	3
Legal Lot Number	1
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3003
Census Tract	10426

Owner

Source: Collier County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 18TH ST SE, NAPLES, FL 34117-9468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN HOME MORTGAGE
Dec 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	20266812849
Deed Book / Page	6577 / 1007
Prior Transfer Date	Feb 3, 2004
Prior Transfer Doc	0034950571
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 20, 2026
Property Address	521 18TH ST SE, NAPLES, FL 34117-9468
Document Number	0065771007
Book / Page	6577 / 1007
Instrument Date	Apr 9, 2026
Instrument	20266812849
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$261,590.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	521 18TH ST SE, NAPLES, FL 34117-9468

Mortgage

Document Number	0006812850,
Date	Apr 20, 2026
Book Page	6577/1009
Instrument	20266812850

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

Mortgage

Document Number	0006812851,
Date	Apr 20, 2026
Book Page	6577/1023
Instrument	20266812851

Lender

Name	HOUSING FINANCE CORPORATION FLORIDA

Agreement

Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 18, 2019
Property Address	521 18TH ST SE, NAPLES, FL 34117-9468
Document Number	0057071947
Book / Page	005707 / 001947
Instrument Date	Dec 12, 2019
Instrument	5804948
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$924.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 18TH ST SE NAPLES FL 341179468, NAPLES, FL 34117-9468

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+18.21%) Homeowner's exemption	$173,304 (+9.83%)	$267,420 (+18.68%) Land $58,140 Building $209,280
2024	$1,549.00 (-4.21%)
2023	$1,617.00 (+0.25%) Homeowner's exemption	$157,794 (+7.12%)	$225,327 (+0.89%) Land $55,860 Building $169,467
2022	$1,613.00 Homeowner's exemption	$147,308	$223,339 Land $63,441 Building $159,898

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet.

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