491 18th St SE, Naples, FL 34117 Property Records

Collier County property record for 491 18th St SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,860 sqft · built 2020
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$8,600 (Sep 2010)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`342700 30 14C12`

Property Details

APN / Parcel Number

Primary APN	`342700 30 14C12`
Alternative APNs	`393834000000753003014` `39383400000`

Interior

Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	69,260 sqft (1.59 acres)

Location & Zoning

Street Address	491 18TH ST SE
City	NAPLES
State	FL
Zip	34117-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 51 S 105FT OF TR 30 OR 1478 PG 56
Legal Range	27
Legal Township	49
Legal Section	12
Legal Subdivision	GOLDEN GATE EST UNIT 51
Legal Tract	30
Legal Block	3
Legal Lot Number	1
Legal Unit	51
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3003
Census Tract	10426

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	491 18TH ST SE, NAPLES, FL 34117-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE MICHIGAN CU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Prior Sale	Sep 13, 2006 · Amount on Record
Deed Document Number	20104471511
Deed Book / Page	4601 / 2926
Last Transfer Date	Mar 17, 2014
Transfer Doc	0050171573
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	491 18TH ST SE, NAPLES, FL 34117-9407
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063222207
Date	Jan 19, 2024
Book Page	6322/2207
Instrument	6498542

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2039

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	491 18TH ST SE, NAPLES, FL 34117-9407
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058873571
Date	Feb 5, 2021
Book Page	5887/3571
Instrument	5997010

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 23, 2018
Property Address	491 18TH ST SE, NAPLES, FL 34117-9407
Document Number	0055643491
Book / Page	005564 / 003491
Instrument Date	Oct 22, 2018
Instrument	5627989
Transaction Type	Construction Loan
Record Updated	Nov 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	491 18TH ST SE NAPLES FL 34117, NAPLES, FL 34117

Mortgage

Document Number	55643491
Date	Oct 23, 2018
Book Page	005564/003491
Instrument	5627989

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (+7.03%) Homeowner's exemption	$377,943 (+5.99%)	$478,656 (-5.76%) Land $81,090 Building $397,566
2024	$3,558.00 (+1.14%)
2023	$3,518.00 (-1.98%) Homeowner's exemption	$356,594 (+3%)	$507,936 (+3.11%) Land $77,910 Building $430,026
2022	$3,589.00 Homeowner's exemption	$346,208	$492,617 Land $88,484 Building $404,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 256 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	264 units insured incl. 8 condo units
Nearby Flood Claims	4 (2017–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Streamline.

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