521 187th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 521 187th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,767 sqft · built 1991
Lot Size	0.347 acres (15,120 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Dec 1994)
Tax Bill	$5,465 (2026)
Deeds & Mortgages	Oct 2026 Sale Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500010-0-090`

Property Details

APN / Parcel Number

Primary APN	`500010-0-090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft
Basement Area	550 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	15,120 sqft (0.347 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	521 187TH ST E
City	SPANAWAY
State	WA
Zip	98387-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 THOUSAND OAKS L 9 EASE OF REC OUT OF 4-058, 4-059, 4-008 SEG B-0041LK6/6/90AT (DC2110 LK8/2/90AT)
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	THOUSAND OAKS
Legal Lot Number	9
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 187TH ST E, SPANAWAY, WA 98387-8350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 1994 · Amount on Record
Deed Sale	Dec 20, 1994 · Amount on Record
Deed Document Number	1994473
Deed Book / Page	1086 / 1494
Last Transfer Date	Oct 6, 2026
Transfer Doc	0000000183
Record Updated	Oct 29, 2026

October 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 7, 2026
Property Address	521 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	0000000183
Instrument Date	Oct 6, 2026
Instrument	20261007183
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	521 187TH ST E, SPANAWAY, WA 98387-8350
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 696, GRAHAM, WA 98338-0696

Mortgage

Document Number	0012160043
Date	Dec 16, 2021
Instrument	202112160043

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	521 187TH ST E, SPANAWAY, WA 98387-8350
Document Number	2009150876
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 187TH ST E SPANAWAY WA 983878350, SPANAWAY, WA 98387-8350

Mortgage

Document Number	2009150876
Date	Sep 15, 2020
Instrument	202009150876

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2030

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,465.00 (+2.07%)	$479,900 (+7.41%) Land $189,300 Building $290,600	$479,900 (+7.41%) Land $189,300 Building $290,600
2025	$5,354.00 (+2.96%)
2024	$5,200.00 (-3.22%)	$446,800 (-5.02%) Land $201,900 Building $244,900	$446,800 (-5.02%) Land $201,900 Building $244,900
2023	$5,373.00	$470,400 Land $194,900 Building $275,500	$470,400 Land $194,900 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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