412 187th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 412 187th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2000
Lot Size	0.547 acres (23,808 sqft)
Owner	Individual Name on Record
Last Sale	$564,719 (Nov 2022)
Tax Bill	$6,559 (2025)
Deeds & Mortgages	Nov 2022 Sale Jul 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500010-0-130`

Property Details

APN / Parcel Number

Primary APN	`500010-0-130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,624 sqft
1st Floor Area	1,904 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,808 sqft (0.547 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	5 Parking Spaces
Porch	Wood Porch
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	412 187TH ST E
City	SPANAWAY
State	WA
Zip	98387-8384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 41 THOUSAND OAKS L 13 EASE OF REC OUT OF 4-058, 4-059, 4-008 SEG B-0042LK6/6/90AT
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	THOUSAND OAKS
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Jul 1, 2022	Intrafamily Transfer, Transfer
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
May 8, 2017	Warranty Deed, Transfer · FHA Mortgage UMPQUA BANK
May 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	2022222
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	0000000405
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 1, 2022
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	0011010222
Map Reference	DOC 9005020281
Instrument Date	Oct 27, 2022
Instrument	202211010222
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$9,157.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 187TH ST E, SPANAWAY, WA 98387-8384

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jul 1, 2022
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	0007010405
Map Reference	DOC 9005020281
Instrument Date	Jul 1, 2022
Instrument	202207010405
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	2002120418
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 187TH ST E SPANAWAY WA 983878384, SPANAWAY, WA 98387-8384

Mortgage

Document Number	2002120418
Date	Feb 12, 2020
Instrument	202002120418

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	1803130056
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 187TH ST E SPANAWAY WA 983878384, SPANAWAY, WA 98387-8384

Mortgage

Document Number	1803130056
Date	Mar 13, 2018
Instrument	201803130056

Lender

Name	UMPQUA BK
Type	Bank
Address	PUYALLUP, WA 98375

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 8, 2017
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	0005080957
Map Reference	DOC9005020281
Instrument Date	May 2, 2017
Instrument	201705080957
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,497.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 187TH ST E, SPANAWAY, WA 98387-8384

Mortgage

Document Number	0005080958
Date	May 8, 2017
Instrument	201705080958

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	May 2, 2017
Property Address	412 187TH ST E, SPANAWAY, WA 98387-8384
Document Number	1705020140
Instrument Date	Oct 8, 2008
Instrument	201705020140
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 187TH ST E SPANAWAY WA 983878384, SPANAWAY, WA 98387-8384

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,900 (-1.12%) Land $207,700 Building $392,200	$599,900 (-1.12%) Land $207,700 Building $392,200
2025	$6,559.00 (+3.58%)	$606,700 (+10.69%) Land $215,400 Building $391,300	$606,700 (+10.69%) Land $215,400 Building $391,300
2024	$6,332.00 (-3.99%)	$548,100 (-5.78%) Land $221,500 Building $326,600	$548,100 (-5.78%) Land $221,500 Building $326,600
2023	$6,595.00	$581,700 Land $213,800 Building $367,900	$581,700 Land $213,800 Building $367,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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