Santa Cruz County property record for 520B Middlefield Dr, #A, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,192 sqft · built 1949 |
| Lot Size | 0.099 acres (4,312 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Jun 2019) |
| Tax Bill | $19,490 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-171-22 |
| Primary APN | 038-171-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,192 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,312 sqft (0.099 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 520 MIDDLEFIELD DR, B |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK 03 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-171-22
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Feb 13, 2023 | Intrafamily Transfer, Transfer · Line of Credit BAY FCU |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 06, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Mar 21, 2014 · Amount on Record |
| Deed Document Number | 201915350 |
| Last Transfer Date | Feb 07, 2023 |
| Transfer Doc | 0000002402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 13, 2023 |
| Property Address | 520 MIDDLEFIELD DR # B, B, APTOS, CA 95003-3518 |
| Document Number | 0000002402 |
| Map Reference | MB 18 PG 59 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023-0002402 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 13, 2023 |
| Property Address | 520 MIDDLEFIELD DR # B, B, APTOS, CA 95003-3518 |
| Document Number | 0000002454 |
| Map Reference | MB 18 PG 59 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023-0002454 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 520 MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Number | 0000002403 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 2023-0002403 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Apr 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 520B MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000009646 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 2020-0009646 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 520B MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 520 MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Number | 0000046040 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 2020-0046040 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 06, 2019 |
| Property Address | 520B MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Number | 0000015350 |
| Map Reference | MB 18 PG 59 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 2019-0015350 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 520 MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Number | 0000015351 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019-0015351 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 520B MIDDLEFIELD DR, APTOS, CA 95003-3518 |
| Document Number | 0000005699 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 520 MIDDLEFIELD DR #AB APTOS CA 950033518, AB, APTOS, CA 95003-3518 |
| Document Number | 0000005699 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 5699 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,529,622 (+2.69%) Land $853,372 Building $676,250 | ||
| 2025 | $19,490.00 (+20.55%) | $1,489,583 (+15.77%) Land $836,639 Building $652,944 | |
| 2023 | $16,168.00 (+2.27%) | $1,286,643 Land $804,152 Building $482,491 | $1,194,570 |
| 2022 | $15,809.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 561 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Surfnet Communications, Verizon, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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