515 Middlefield Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 515 Middlefield Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1953
Square Footage1,950 sqft Living Area
Lot Size4,138 sqft (0.095 acres)
GarageAttached, 312 sqft
Last Sale$1,225,000 (2018)
Tax Bill$17,276.00 (2025)

Property Details

APN / Parcel Number

Primary APN038-172-14
Alternative APN
  • 038-172-14-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,950 sqft Living Area
Gross Area2,262 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,138 sqft (0.095 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area312 sqft Garage
Deck Area391 sqft Deck
Patio Area391 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address515 MIDDLEFIELD DR
CityAPTOS
StateCA
Zip95003-3517
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 3 LOT 33
Legal SubdivisionSEACLIFF PARK 03
Legal Block3
Legal Lot Number33
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1020
Census Tract122100

Owner

Source: Santa Cruz County records · APN 038-172-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1739 FABIAN DR, SAN JOSE, CA 95124-1912
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA
Oct 30, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
OLD REPUBLIC TITLE COMPANY
Jan 30, 2018Quit Claim Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleFeb 14, 2007 · Amount on Record
Deed Doc Number201832718
Prior Transfer DateJan 22, 2018
Prior Transfer Doc0000002968
Record RefreshedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address515 MIDDLEFIELD DR, APTOS, CA 95003-3517
Transaction TypeMortgage
Record UpdatedFeb 06, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1739 FABIAN DR, SAN JOSE, CA 95124-1912

Mortgage

Document Number0000001531
DateJan 23, 2026
Instrument2026-0001531
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateFeb 01, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10%
IndexSOFR Average 30-Day
Margin3
Max Rate10%

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 30, 2018
Property Address515 MIDDLEFIELD DR, APTOS, CA 95003-3517
Document Number0000032718
Map ReferenceMB 18 PG 59
Instrument DateOct 23, 2018
Instrument2018-0032718
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1739 FABIAN DR, SAN JOSE, CA 95124-1912

Mortgage

Document Number0000032719
DateOct 30, 2018
Instrument2018-0032719
Lender
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateNov 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.9%
Index1-Year LIBOR
Max Rate8.9%

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 30, 2018
Property Address515 MIDDLEFIELD DR, APTOS, CA 95003-3517
Document Number0000002968
Instrument DateJan 22, 2018
Instrument2968
Transaction TypeTransfer
Record UpdatedMar 07, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address515 MIDDLEFIELD DR APTOS CA 950033517, APTOS, CA 95003-3517

Mortgage

Document Number2969
DateJan 30, 2018
Instrument2969
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,393,841 (+2%) Land $995,601 Building $398,240
2025$17,276.00 (+11.15%)$1,366,511 (+4.04%) Land $976,079 Building $390,432
2023$15,543.00 (+2.07%)$1,313,448 Land $938,177 Building $375,271$1,246,590
2022$15,228.00

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