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5209 Panama Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 5209 Panama Dr, Rowlett, TX 75088

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,893 sqft · built 1995
Lot Size0.257 acres (11,183 sqft)
OwnerIndividual Name on File
Last Sale$361,100 (Jul 2019)
Tax Bill$5,619 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN44-00192-005-002-0000

Property Details

APN / Parcel Number

Primary APN44-00192-005-002-0000
Alternative APN
  • 440019200500200

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,893 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,183 sqft (0.257 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage TypeAttached
Garage Area591 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number440019200500200
Street Address5209 PANAMA DR
CityROWLETT
StateTX
Zip75088-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZ306
Legal DescriptionHARBORSIDE ESTATES 2 BLK 5 LT 2 INT201900170656 DD06282019 CO-DC 0019200500200 1CW00192005
Legal SubdivisionHARBORSIDE ESTATES 2
Legal Tract192
Legal Block5
Legal Lot Number2
JurisdictionDALLAS TX
Township / Civil DivisionNORTHEAST DALLAS
Census Block Group2
Census Block2002
Census Tract18145

Owner

5209 Panama Dr is owned and occupied by an individual who bought it in July 2019.

Source: Dallas County records, as of August 10, 2026

Owner of RecordIndividual Name on File
Mailing Address5209 PANAMA DR, ROWLETT, TX 75088-1823
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Jul 2, 2019Quit Claim Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2019 · Amount on File
Deed SaleJul 2, 2019 · Amount on File
Prior SaleMay 2, 1996 · Amount on File
Deed Document Number2019170656
Prior Transfer DateJun 27, 2019
Prior Transfer Doc0000170656
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDALLAS TX
Property Address5209 PANAMA DR, ROWLETT, TX 75088-1823
Document Number0000175645
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 21, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5209 PANAMA DR ROWLETT TX 750881823, ROWLETT, TX 75088-1823

Mortgage

Document Number0000175645
DateJul 11, 2020
Instrument175645
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 10, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDALLAS TX
Recording DateJul 2, 2019
Property Address5209 PANAMA DR, ROWLETT, TX 75088-1823
Document Number0000170656
Instrument DateJun 28, 2019
Instrument170656
Transaction TypeTransfer
Record UpdatedJul 24, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5209 PANAMA DR ROWLETT TX 750881823, ROWLETT, TX 75088-1823

Mortgage

Document Number170657
DateJul 2, 2019
Instrument170657
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDALLAS TX
Recording DateMar 19, 2018
Property Address5209 PANAMA DR, ROWLETT, TX 75088-1823
Document Number0000070073
Instrument DateMar 15, 2018
Instrument70073
Transaction TypeTransfer
Record UpdatedApr 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5209 PANAMA DR ROWLETT TX 750881823, ROWLETT, TX 75088-1823

Tax Assessment & Valuation

The 2025 property tax bill for 5209 Panama Dr was $5,619 with exemptions applied, down 35.7% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDallas County
MunicipalityRowlett City
Unified School DistrictGarland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,150 (-3.12%) Land $120,000 Building $411,150$531,150 (-3.12%) Land $120,000 Building $411,150
2025$5,619.00 (-35.67%) Homeowner's exemption Senior Citizen's exemption$548,280 Land $120,000 Building $428,280$548,280 Land $120,000 Building $428,280
2024$8,735.00 (+15.47%)
2023$7,565.00 (-4.45%) Homeowner's exemption Senior Citizen's exemption$480,520 Land $120,000 Building $360,520$480,520 Land $120,000 Building $360,520
2022$7,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5209 Panama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5209 Panama Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROWLETT
serves 68,123 people · EPA ID TX0570056
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Nextlink
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20

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