Dallas County property record for 5205 Panama Dr, Rowlett, TX 75088
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,420 sqft · built 1996 |
| Lot Size | 0.259 acres (11,298 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,271 (Feb 2026) |
| Tax Bill | $12,373 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00192-005-003-0000 |
| Primary APN | 44-00192-005-003-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,298 sqft (0.259 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 440019200500300 |
|---|---|
| Street Address | 5205 PANAMA DR |
| City | ROWLETT |
| State | TX |
| Zip | 75088-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Z306 |
| Legal Description | HARBORSIDE ESTATES 2 BLK 5 LT 3 INT202600026610 DD02062026 CO-DC 0019200500300 1CW00192005 |
| Legal Subdivision | HARBORSIDE ESTATES 2 |
| Legal Tract | 192 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | DALLAS TX |
| Township / Civil Division | NORTHEAST DALLAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18145 |
Source: Dallas County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 9, 2026 | Vendor's Lien, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Apr 2, 2021 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Prior Sale | Apr 2, 2021 · Amount on Record |
| Deed Document Number | 202626610 |
| Prior Transfer Date | Mar 31, 2021 |
| Prior Transfer Doc | 0000095792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Feb 9, 2026 |
| Property Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Document Number | 0000026610 |
| Map Reference | VOL 95077 PG 3204 |
| Instrument Date | Feb 6, 2026 |
| Instrument | 202600026610 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Document Number | 0000026611 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 202600026611 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DALLAS TX |
| Property Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000271596 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 202000271596 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DALLAS TX |
| Recording Date | Apr 2, 2021 |
| Property Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Document Number | 202100095792 |
| Map Reference | VOL 95077 PG 3204 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 202100095792 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 LOYOLA PLACE, 15, AMARILLO, TX 79109 |
| Name | Verified Name |
|---|---|
| Address | 5205 PANAMA DR, ROWLETT, TX 75088-1823 |
| Document Number | 202100095793 |
|---|---|
| Date | Apr 2, 2021 |
| Instrument | 202100095793 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Dallas County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Dallas County |
| Municipality | Rowlett City |
| Unified School District | Garland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $598,900 (+21.63%) Land $120,000 Building $478,900 | $598,900 (+21.63%) Land $120,000 Building $478,900 | |
| 2025 | $12,373.00 (-1.54%) | $492,410 (+10.68%) Land $120,000 Building $372,410 | $492,410 (+10.68%) Land $120,000 Building $372,410 |
| 2024 | $12,566.00 (+22.33%) | ||
| 2023 | $10,272.00 (-5.11%) | $444,910 Land $120,000 Building $324,910 | $444,910 Land $120,000 Building $324,910 |
| 2022 | $10,825.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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