5209 Indian Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5209 Indian Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Lot Size	3.36 acres (146,713 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Jan 2023)
Tax Bill	$2,332 (2026)
Deeds & Mortgages	May 2026 Construction Loan Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270-0074-00020`

Property Details

APN / Parcel Number

Primary APN	`270-0074-00020`
Alternative APNs	`1189066` `1143416` `112115`

Exterior

Lot Area	146,713 sqft (3.36 acres)

Location & Zoning

Account Number	1189066
Street Address	5209 INDIAN POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0002 BLOCK:001 SERIAL #
Legal Subdivision	FINN & VESEL SHORES T OF BREIT
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	1
Census Block	1002
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6345 MINNEWASHTA WOODS DR, EXCELSIOR, MN 55331-8897
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage SECURITY STATE BANK/MARINE
Oct 7, 2025	Intrafamily Transfer, Transfer
Jan 19, 2023	Warranty Deed, Transfer NOT AVAILABLE, UP NORTH TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20231065398
Last Transfer Date	Oct 2, 2025
Transfer Doc	0001094930
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 11, 2026
Property Address	5209 INDIAN POINT RD, TOWER, MN 55790
Document Number	0001101365
Instrument Date	May 1, 2026
Instrument	20261101365
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	6345 MINNEWASHTA WOODS DR, EXCELSIOR, MN 55331-8897

Mortgage

Document Number	0001101365,
Date	May 11, 2026
Instrument	20261101365

Lender

Name	SECURITY STATE BANK/MARINE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 7, 2025
Property Address	5209 INDIAN POINT RD, TOWER, MN 55790
Document Number	0001094930
Instrument Date	Oct 2, 2025
Instrument	1094930
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6345 MINNEWASHTA WOODS DR, EXCELSIOR, MN 55331-8897

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 19, 2023
Property Address	5209 INDIAN POINT RD, TOWER, MN 55790
Document Number	0001065398
Instrument Date	Dec 29, 2022
Instrument	1065398
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NOT AVAILABLE, UP NORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6345 MINNEWASHTA WOODS DR, EXCELSIOR, MN 55331-8897

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,332.00 (+4.01%)
2025	$2,242.00 (+294.72%)	$205,900 (+4.73%) Land $205,900	$205,900 (+4.73%) Land $205,900
2024	$568.00 (-5.02%)	$196,600 (+287.77%) Land $196,600	$196,600 (+287.77%) Land $196,600
2023	$598.00
2022		$50,700 (+20.14%) Land $50,700	$50,700 (+20.14%) Land $50,700
2021		$42,200 Land $42,200	$42,200 Land $42,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Minnesota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures