5206 Indian Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5206 Indian Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 720 sqft · built 1989
Lot Size	1.14 acres (49,807 sqft)
Owner	Individual Name on Record
Last Sale	$372,000 (Aug 2021)
Tax Bill	$4,290 (2026)
Deeds & Mortgages	Aug 2021 Sale Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270-0074-00060`

Property Details

APN / Parcel Number

Primary APN	`270-0074-00060`
Alternative APN	`1114897`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	49,807 sqft (1.14 acres)
Deck Area	15 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Propane

Location & Zoning

Account Number	1114897
Street Address	5206 INDIAN POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT: 0004 BLOCK:002 SERIAL #
Legal Subdivision	FINN & VESEL SHORES T OF BREIT
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	1
Census Block	1002
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	852 S 400 W, HEBRON, IN 46341-8845
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit US BK
May 15, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	20211045125
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2021
Property Address	5206 INDIAN POINT RD, TOWER, MN 55790
Document Number	0001045125
Instrument Date	Aug 6, 2021
Instrument	1045125
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,227.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8523 S 400 W, HEBRON, IN 46341

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5206 INDIAN POINT RD, TOWER, MN 55790
Document Number	000T986569
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5206 INDIAN POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	000T986569
Date	Jun 28, 2017
Instrument	T986569

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5206 INDIAN POINT RD, TOWER, MN 55790
Document Number	000T986045
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5206 INDIAN POINT RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	000T986045
Date	Jun 16, 2017
Instrument	T986045

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,290.00 (+9.22%)
2025	$3,928.00 (+5.53%)	$368,300 (+10.24%) Land $239,900 Building $128,400	$368,300 (+10.24%) Land $239,900 Building $128,400
2024	$3,722.00 (-5.24%)	$334,100 (+7.5%) Land $227,800 Building $106,300	$334,100 (+7.5%) Land $227,800 Building $106,300
2023	$3,928.00
2022		$310,800 (+17.28%) Land $209,600 Building $101,200	$310,800 (+17.28%) Land $209,600 Building $101,200
2021		$265,000 Land $180,600 Building $84,400	$265,000 Land $180,600 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 93% of Minnesota
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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