5208 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5208 Rowe Trl, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,228 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Mar 2017)
Tax Bill	$2,496 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-29-5804-00A00-0280`

Property Details

APN / Parcel Number

Primary APN	`06-1N-29-5804-00A00-0280`
Alternative APN	`N29106580400A000280`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,228 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,694 sqft
Upper Floors Area	534 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	344 sqft
Deck Area	418 sqft
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5208 ROWE TRL
City	PACE
State	FL
Zip	32571-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODBINE SPRINGS PLANTATION LOT 28 BLK A AS DES IN OR 3604 PG 1959 & OR 4261 PG 756 LESS 2/3 INT MINERAL RIGHTS
Legal Range	29W
Legal Township	1N
Legal Section	06
Legal Subdivision	WOODBINE SPRINGS PLT
Legal Block	A
Legal Lot Number	28
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1000
Census Tract	10707

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5208 ROWE TRL, PACE, FL 32571-9542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Quit Claim Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 7, 2017	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20179020
Deed Book / Page	3604 / 1959
Last Transfer Date	Mar 16, 2022
Transfer Doc	0042610756
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 22, 2022
Property Address	5208 ROWE TRL, PACE, FL 32571-9542
Document Number	0042610756
Book / Page	4261 / 756
Map Reference	MB D PG 16
Instrument Date	Mar 16, 2022
Instrument	202216966
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4994 PATTOCK PL, MILTON, FL 32571-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 ROWE TRL, PACE, FL 32571-9542

Mortgage

Document Number	0004261758
Date	Mar 22, 2022
Instrument	4261/758

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 7, 2017
Property Address	5208 ROWE TRL, PACE, FL 32571-9542
Document Number	0036041959
Book / Page	003604 / 001959
Instrument Date	Mar 1, 2017
Instrument	9020
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5208 ROWE TRL PACE FL 325719542, PACE, FL 32571-9542

Mortgage

Document Number	36041961
Date	Mar 7, 2017
Book Page	003604/001961
Instrument	9021

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,106 (+2.9%)	$301,869 (+2.08%) Land $50,000 Building $251,869
2024	$2,496.00 (+3.01%) Homeowner's exemption	$231,396 (+3%)	$295,718 (+4.97%) Land $49,000 Building $246,718
2023	$2,423.00 (+2.67%) Homeowner's exemption	$224,656 (+3%)	$281,708 (+5.8%) Land $49,000 Building $232,708
2022	$2,360.00 Homeowner's exemption	$218,113	$266,259 Land $45,000 Building $221,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	9 (1998–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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