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5197 Rowe Trl, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5197 Rowe Trl, Pace, FL 32571 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,392 sqft · built 1988
Lot Size0.433 acres (18,861 sqft)
Owner2 Individual Names on File
Last Sale$299,900 (Nov 2007)
Tax Bill$2,006 (2024)
Deeds & MortgagesJul 2026 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-1N-29-5804-00B00-0380

Property Details

APN / Parcel Number

Primary APN06-1N-29-5804-00B00-0380
Alternative APN
  • N29106580400B000380

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,392 sqft Living Area
Gross Area3,524 sqft Gross Area
1st Floor Area1,501 sqft 1st Floor
Upper Floors Area891 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,861 sqft (0.433 acres)
Lot Dimensions187 ft deep x 101 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area456 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area464 sqft Deck
PorchFlorida Room
Porch Area212 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5197 ROWE TRL
CityPACE
StateFL
Zip32571-9540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODBINE SPRINGS PLANTATION LT 38 BLK B AS DES IN OR 2785 PG 264 LESS 2/3 MINERAL RGHTS
Legal Range29W
Legal Township1N
Legal Section06
Legal SubdivisionWOODBINE SPRINGS PLT
Legal BlockB
Legal Lot Number38
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1002
Census Tract10707

Owner

Source: Santa Rosa County records · APN 06-1N-29-5804-00B00-0380

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5197 ROWE TRL, MILTON, FL 32571-9540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jun 11, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Jun 03, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 30, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2007 · Amount on Record
Deed SaleNov 14, 2007 · Amount on Record
Prior SaleJun 04, 2002 · Amount on Record
Deed Document Number200752603
Deed Book / Page2785 / 264
Last Transfer DateMay 23, 2019
Transfer Doc0038351000
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateJul 07, 2026
Property Address5197 ROWE TRL, MILTON, FL 32571-9540
Document Number0000033898
Book / Page4764 / 206
Instrument DateJul 01, 2026
Instrument202633898
Transaction TypeMortgage
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5197 ROWE TRL, MILTON, FL 32571-9540

Mortgage

Document Number0000033898,
DateJul 07, 2026
Book Page4764/206
Instrument202633898
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5197 ROWE TRL, PACE, FL 32571-9540
Document Number0039631150
Instrument DateJun 11, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5197 ROWE TRL PACE FL 325719540, PACE, FL 32571-9540

Mortgage

Document Number0039631150
DateJun 16, 2020
Book Page003963/001150
Instrument28878
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 15, 2050
Interest
Rate4%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 03, 2019
Property Address5197 ROWE TRL, PACE, FL 32571-9540
Document Number0038351000
Book / Page003835 / 001000
Instrument DateMay 23, 2019
Instrument23083
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8012 ROSEMONT DR PLANO TX 750252580, PLANO, TX 75025-2580

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5197 ROWE TRL, PACE, FL 32571-9540
Document Number0036840935
Book / Page003684 / 000935
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5197 ROWE TRL PACE FL 325719540, PACE, FL 32571-9540

Mortgage

Document Number0036840935
DateDec 06, 2017
Book Page003684/000935
Instrument50219
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 05, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$195,885 (+2.9%)$305,305 (+5.58%) Land $50,000 Building $255,305
2024$2,006.00 (+9.26%) Homeowner's exemption Disabled Person's exemption$190,364 (+3%)$289,176 (+4.74%) Land $49,000 Building $240,176
2023$1,836.00 (+3.03%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$184,818 (+3%)$276,095 (+5.74%) Land $49,000 Building $227,095
2022$1,782.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$179,435$261,097 Land $45,000 Building $216,097

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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