Orange County property record for 5208 Phillips Oaks Ln, Orlando, FL 32812
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,530 sqft · built 2005 |
| Lot Size | 0.234 acres (10,173 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Jan 2026) |
| Tax Bill | $4,028 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-30-6947-00-090 |
| Primary APN | 16-23-30-6947-00-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,530 sqft Living Area |
| Gross Area | 3,212 sqft |
| 1st Floor Area | 2,530 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,173 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5208 PHILLIPS OAKS LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32812-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | PHILLIPS COVE 53/148 LOT 9 |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | PHILLIPS COVE |
| Legal Phase | ILLIPS |
| Legal Tract | 6947 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13607 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5208 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2007 · Amount on Record |
| Deed Document Number | 202621424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 13, 2026 |
| Property Address | 5208 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156 |
| Document Number | 0000021424 |
| Map Reference | MB 53 PG 148&149 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 20260021424 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5757 BENT ANE DR, WINTER SPRINGS, FL 32708 |
| Name | Verified Name |
|---|---|
| Address | 5208 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156 |
| Document Number | 0000021425 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 20260021425 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5208 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156 |
| Document Number | 0000479153 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 5208 PHILLIPS OAKS LN ORLANDO FL 328128156, ORLANDO, FL 32812-8156 |
| Document Number | 0000479153 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 479153 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2040 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,176 (+2.7%) | $545,940 (-1.28%) Land $110,000 Building $435,940 | |
| 2025 | $4,028.00 (+5.5%) Homeowner's exemption | $265,994 (+5.99%) | $553,010 (+10.49%) Land $110,000 Building $443,010 |
| 2024 | $3,818.00 (+7.34%) | ||
| 2023 | $3,557.00 (+3.82%) Homeowner's exemption | $250,969 (+3%) | $500,512 (+14.17%) Land $110,000 Building $390,512 |
| 2022 | $3,426.00 Homeowner's exemption | $243,659 | $438,404 Land $110,000 Building $328,404 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (2001–2022) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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