5227 Phillips Oaks Ln, Orlando, FL 32812 Property Records

Orange County property record for 5227 Phillips Oaks Ln, Orlando, FL 32812

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,749 sqft · built 2005
Lot Size	0.223 acres (9,718 sqft)
Owner	Individual Name on Record
Last Sale	$400,700 (Apr 2005)
Tax Bill	$4,948 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-23-30-6947-00-060`

Property Details

APN / Parcel Number

Primary APN	`16-23-30-6947-00-060`
Alternative APNs	`302316694700060` `553658` `559431` `564091`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,749 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	2,749 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,718 sqft (0.223 acres)
Garage Type	Attached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5227 PHILLIPS OAKS LN
City	ORLANDO
State	FL
Zip	32812-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	PHILLIPS COVE 53/148 LOT 6
Legal Range	30E
Legal Township	23S
Legal Section	16
Legal Subdivision	PHILLIPS COVE
Legal Phase	ILLIPS
Legal Tract	6947
Legal Lot Number	6
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1002
Census Tract	13607

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5277 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2005 · Amount on Record
Deed Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	2005282906
Deed Book / Page	7940 / 2299
Last Transfer Date	Mar 3, 2023
Transfer Doc	0000237609
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Apr 26, 2023
Property Address	5227 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156
Document Number	0000237609
Map Reference	MB 53 PG 148&149
Instrument Date	Mar 3, 2023
Instrument	20230237609
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 N CAUSEWAY, NEW SMYRNA BEACH, FL 32169-5266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5277 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	5227 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5227 PHILLIPS OAKS LN, ORLANDO, FL 32812-8156

Mortgage

Document Number	20210352208
Date	Jun 14, 2021
Instrument	20210352208

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,928 (+2.7%)	$620,490 (-0.99%) Land $110,000 Building $510,490
2025	$4,948.00 (+4.99%) Homeowner's exemption	$323,202 (+5.99%)	$626,670 (+10.4%) Land $110,000 Building $516,670
2024	$4,713.00 (+7.33%)
2023	$4,391.00 (+3.59%) Homeowner's exemption	$304,945 (+3%)	$567,651 (+14.06%) Land $110,000 Building $457,651
2022	$4,239.00 Homeowner's exemption	$296,063	$497,698 Land $110,000 Building $387,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (2001–2022)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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