5208 Agora St, Sebring, FL 33875 Property Records

Highlands County property record for 5208 Agora St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,045 sqft · built 2007
Lot Size	0.229 acres (9,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,000 (Sep 2020)
Tax Bill	$1,874 (2024)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-030-0210-0410`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-030-0210-0410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,045 sqft Living Area
1st Floor Area	1,662 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	198 sqft
Patio Area	132 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5208 AGORA ST
City	SEBRING
State	FL
Zip	33875-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7 PG 61 LOT 41 BLK 21
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	21
Legal Lot Number	41
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1057
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	5208 AGORA ST, SEBRING, FL 33875-5601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage WAUCHULA STATE BANK
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 23, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Sep 23, 2020 · Amount on Record
Deed Document Number	0001999918
Deed Book / Page	2774 / 1278
Last Transfer Date	Jan 20, 2022
Transfer Doc	0002073600
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5208 AGORA ST, SEBRING, FL 33875-5601
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001844313
Date	Mar 2, 2017
Book Page	2568/1364
Instrument	1844313

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5208 AGORA ST, SEBRING, FL 33875-5601
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 AGORA ST, SEBRING, FL 33875-5601

Mortgage

Document Number	0002064123
Date	Nov 15, 2021
Book Page	2865/461
Instrument	2064123

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 20, 2022
Property Address	5208 AGORA ST, SEBRING, FL 33875-5601
Document Number	0002073600
Book / Page	2878 / 1358
Map Reference	MB 7 PG 61
Instrument Date	Jan 19, 2022
Instrument	2073600
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 AGORA ST, SEBRING, FL 33875-5601

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 23, 2020
Property Address	5208 AGORA ST, SEBRING, FL 33875-5601
Document Number	0001999918
Book / Page	2774 / 1278
Map Reference	MB 7 PG 61
Instrument Date	Sep 23, 2020
Instrument	1999918
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5208 AGORA ST, 5208, SEBRING, FL 33875-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5208 AGORA ST, SEBRING, FL 33875-5601

Mortgage

Document Number	0027741280
Date	Sep 23, 2020
Instrument	2774/1280

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$166,410 (+5.99%)	$238,221 (-0.85%) Land $19,500 Building $218,721
2024	$1,874.00 (+2.97%)
2023	$1,820.00 (-1.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$157,010 (+3%)	$240,255 (+15.99%) Land $16,000 Building $224,255
2022	$1,844.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$152,437	$207,133 Land $12,000 Building $195,133

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE NEUROLOGIC (FKA F.I.N.R.) private · serves 60 people · EPA ID FL6254774
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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