5119 Agora St, Sebring, FL 33875 Property Records

Highlands County property record for 5119 Agora St, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,311 sqft · built 1986
Lot Size	0.244 acres (10,632 sqft)
Owner	Individual Name on Record
Last Sale	$164,900 (Jun 2020)
Tax Bill	$1,806 (2024)
Deeds & Mortgages	Jun 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C015803002200110`

Property Details

APN / Parcel Number

Primary APN	`C015803002200110`
Alternative APN	`C-01-35-28-030-0220-0110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,311 sqft Living Area
1st Floor Area	1,090 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,632 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	364 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	420 sqft
Porch	Finished/Screened Porch
Porch Area	145 sqft
Patio Area	544 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C015803002200110
Street Address	5119 AGORA ST
City	SEBRING
State	FL
Zip	33875-5693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE HAVEN EST SEC 2 PB 7-PG 61 LOT 11 BLK 22
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	LAKE HAVEN EST
Legal Block	22
Legal Lot Number	11
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1058
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5119 AGORA ST, SEBRING, FL 33875-5693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Sep 19, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MIDFLORIDA CU
Jun 25, 2020	Warranty Deed, Transfer · FHA Mortgage RP FUNDING INC
Aug 30, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	0001989807
Deed Book / Page	2759 / 1096
Last Transfer Date	Sep 19, 2025
Transfer Doc	0002279708
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	5119 AGORA ST, SEBRING, FL 33875-5693
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002262420
Date	Jun 2, 2025
Book Page	3122/814
Instrument	2262420

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2040

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 19, 2025
Property Address	5119 AGORA ST, SEBRING, FL 33875-5693
Document Number	0002279708
Book / Page	3145 / 1372
Map Reference	MB 7 PG 61
Instrument Date	Jun 18, 2025
Instrument	2279708
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 MAC LN, SEBRING, FL 33875-5666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5119 AGORA ST, SEBRING, FL 33875-5693

Mortgage

Document Number	0031451376
Date	Sep 19, 2025
Instrument	3145/1376

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2035
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	10.1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 25, 2020
Property Address	5119 AGORA ST, SEBRING, FL 33875-5693
Document Number	0001989807
Book / Page	2759 / 1096
Map Reference	MB 7 PG 61
Instrument Date	Jun 24, 2020
Instrument	1989807
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5119 AGORA ST, 5119, SEBRING, FL 33875-5693

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2273 N LACROSS RD, AVON PARK, FL 33825-8096

Mortgage

Document Number	0027591098
Date	Jun 25, 2020
Instrument	2759/1098

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 30, 2019
Property Address	5119 AGORA ST, SEBRING, FL 33875-5693
Document Number	0001954299
Book / Page	002710 / 000789
Instrument Date	Aug 30, 2019
Instrument	1954299
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5119 AGORA ST SEBRING FL 338755693, SEBRING, FL 33875-5693

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,447 (+2.9%)	$165,443 (+4.91%) Land $20,719 Building $144,724
2024	$1,806.00 (+3.02%) Homeowner's exemption	$151,066 (+3.59%)	$157,704 (-3.78%) Land $18,594 Building $139,110
2023	$1,753.00 (+1.8%) Homeowner's exemption	$145,825 (+3%)	$163,901 (+15.77%) Land $17,000 Building $146,901
2022	$1,722.00 Homeowner's exemption	$141,578 Land $12,750 Building $128,828	$141,578 Land $12,750 Building $128,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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