San Diego County property record for 5207 Cobalt Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,749 sqft · built 2003 |
| Lot Size | 0.146 acres (6,349 sqft) |
| Owner | Company Name on File |
| Last Sale | $434,500 (Jan 2003) |
| Tax Bill | $7,230 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-490-29-00 |
| Primary APN | 122-490-29-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,749 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 6,349 sqft (0.146 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 5207 COBALT WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 TR 014324 |
| Legal Subdivision | SYCAMORE SPGS |
| Legal Tract | 014324 |
| Legal Block | 1 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18608 |
Source: San Diego County records · APN 122-490-29-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5207 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 15, 2022 | Intrafamily Transfer, Transfer |
| Sep 29, 2017 | Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2003 · Amount on Record |
| Deed Sale | Jan 24, 2003 · Amount on Record |
| Deed Document Number | 200387127 |
| Last Transfer Date | Jun 13, 2022 |
| Transfer Doc | 0000250622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2022 |
| Property Address | 5207 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Document Number | 0000250622 |
| Map Reference | MAP 14324 |
| Instrument Date | Jun 13, 2022 |
| Instrument | 2022-0250622 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 5207 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5207 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORTC |
| Name | Verified Name |
|---|
| Document Number | 0000448821 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017-0448821 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | REDLANDS, CA 92374 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5207 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000340236 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020-0340236 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $651,465 (+2%) Land $265,903 Building $385,562 | |
| 2025 | $7,230.00 (+5.21%) | $638,692 (+4.04%) Land $260,690 Building $378,002 |
| 2023 | $6,872.00 (+1.57%) | $613,893 Land $250,568 Building $363,325 |
| 2022 | $6,766.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force 7 of 9 on primary residences |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002, rainfall accumulation |
| Wildfire Risk | Moderate above 52% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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