San Diego County property record for 5203 Cobalt Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,840 sqft · built 2003 |
| Lot Size | 0.143 acres (6,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Apr 2004) |
| Tax Bill | $7,798 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-490-28-00 |
| Primary APN | 122-490-28-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,840 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 6,247 sqft (0.143 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5203 COBALT WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 TR 014324 |
| Legal Subdivision | SYCAMORE SPGS |
| Legal Tract | 014324 |
| Legal Block | 1 |
| Legal Lot Number | 89 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 18608 |
Source: San Diego County records · APN 122-490-28-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5203 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2004 · Amount on Record |
| Deed Sale | Apr 16, 2004 · Amount on Record |
| Prior Sale | Jul 11, 2003 · Amount on Record |
| Deed Document Number | 2004333414 |
| Prior Transfer Date | Jun 27, 2003 |
| Prior Transfer Doc | 0000825890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5203 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5203 COBALT WAY, OCEANSIDE, CA 92057-1834 |
| Document Number | 0000640833 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021-0640833 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $703,320 (+2%) Land $427,794 Building $275,526 | |
| 2025 | $7,798.00 (+5.21%) | $689,530 (+4.04%) Land $419,406 Building $270,124 |
| 2023 | $7,412.00 (+1.56%) | $662,757 Land $403,121 Building $259,636 |
| 2022 | $7,298.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | Dec 2002, rainfall accumulation |
| Wildfire Risk | Moderate above 52% of the US · above 30% of California |
|---|---|
| Wildfire Likelihood | About 1 in 794 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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