5205 Mill Dam Rd, Wake Forest, NC 27587 Property Records

Wake County property record for 5205 Mill Dam Rd, Wake Forest, NC 27587

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 7,579 sqft · built 2000
Lot Size1.8 acres (78,408 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Apr 2026)
Tax Bill$8,416 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jul 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN1861.03-01-1026-000

Property Details

APN / Parcel Number

Primary APN1861.03-01-1026-000
Alternative APNs
  • 1861.03-01-1026 0214378
  • 1861011026
  • 021437801
  • 0214378

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area7,579 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Architectural StyleConventional
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Lot Area78,408 sqft (1.8 acres)
Garage Area325 sqft
PorchOpen Porch
Porch Area134 sqft
Deck Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Account Number0214378
Street Address5205 MILL DAM RD
CityWAKE FOREST
StateNC
Zip27587-6366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-30
Legal DescriptionLO1 MILLRACE SUB PH1 BM1994-1462
Legal SubdivisionMILLRACE SUB PH1
Legal Phase1
Legal Lot Number1
JurisdictionWAKE NC
Township / Civil DivisionWAKE FOREST
Census Block Group1
Census Block1009
Census Tract54221

Owner

Source: Wake County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jul 18, 2025Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 28, 2026Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE
Apr 9, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Oct 2, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2026 · Amount on Record
Deed SaleApr 28, 2026 · Amount on Record
Prior SaleApr 9, 2021 · Amount on Record
Deed Document Number202646526
Deed Book / Page20213 / 2492
Prior Transfer DateSep 23, 2019
Prior Transfer Doc17598/1161
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366

Mortgage

Document Number19063/1623
DateJun 21, 2022
Book Page19063/1623
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366

Mortgage

Document Number019962/447
DateJul 18, 2025
Book Page19962/447
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueJul 11, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateApr 28, 2026
Property Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
Document Number20213/2492
Book / Page20213 / 2492
Instrument DateApr 27, 2026
Instrument202646526
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyLONE PEAK TITLE INSURANCE, LONGLEAF TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366

Mortgage

Document Number0000046527,
DateApr 28, 2026
Book Page20213/2494
Instrument202646527
Lender
NameWINTRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKE NC
Recording DateApr 9, 2021
Property Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
Document Number184461012
Book / Page18446 / 1012
Map ReferenceMB 1994 PG 1462
Instrument DateApr 5, 2021
Transaction TypeTransfer
Record UpdatedJun 30, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8 PALATHE PLACE, 8, WOMELSDORF, PA 19567

Transferred To (Grantee/Buyer)

NameVerified Name
Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366

Mortgage

Document Number184461014
DateApr 9, 2021
Instrument18446/1014
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKE NC
Recording DateOct 2, 2019
Property Address5205 MILL DAM RD, WAKE FOREST, NC 27587-6366
Document Number175981161
Book / Page017598 / 001161
Instrument DateSep 23, 2019
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5205 MILL DAM RD WAKE FOREST NC 275876366, WAKE FOREST, NC 27587-6366

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,416.00 (+29.12%)$1,312,750 (+57.5%) Land $231,000 Building $1,081,750$1,312,750 (+57.5%) Land $231,000 Building $1,081,750
2023$6,518.00$833,468 Land $132,000 Building $701,468$833,468 Land $132,000 Building $701,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL RACE
private · serves 122 people · EPA ID NC4392133
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.41 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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