5205 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5205 Downey Ave, Independence, MO 64055

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,267 sqft · built 1985
Lot Size0.029 acres (1,252 sqft)
Owner2 Individual Names on Record
Tax Bill$2,494 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN34-920-15-16

Property Details

APN / Parcel Number

Primary APN34-920-15-16
Alternative APNs
  • 34-920-15-16-00-0-00-000
  • 34920151600000001
  • 889673

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,267 sqft Living Area
1st Floor Area900 sqft
Basement Area868 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,252 sqft (0.029 acres)
Lot Dimensions100 ft deep x 1 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area20 sqft
Deck Area136 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number889673
Street Address5205 DOWNEY AVE
CityINDEPENDENCE
StateMO
Zip64055-6345
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCOUNTRY MEADOWS TOWNHOMES 1ST PLAT UNIT 1 LOT 2
Legal SubdivisionCOUNTRY MEADOWS TOWNHOMES 1ST PLAT
Legal Block1
Legal Lot Number2
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1000
Census Tract14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5205 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5205 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Document Number000E108186
Instrument DateOct 27, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5205 DOWNEY AVE INDEPENDENCE MO 640556345, INDEPENDENCE, MO 64055-6345

Mortgage

Document Number000E108186
DateNov 16, 2020
Instrument108186E
Lender
NameFIRST FED'L BK/KANSAS CITY
AddressKANSAS CITY, MO 64120
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 15, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$37,189 (-) Land $5,670 Building $31,519$195,730 (-)
2025$2,494.00 (+0.04%)$37,189 (+3.31%) Land $5,670 Building $31,519$195,730 (+3.31%)
2024$2,493.00 (+2.3%)
2023$2,437.00$35,998 Land $2,605 Building $33,393$189,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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