5201 Downey Ave, Independence, MO 64055 Property Records

Jackson County property record for 5201 Downey Ave, Independence, MO 64055

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,849 sqft · built 1985
Lot Size	0.037 acres (1,624 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-920-15-14`

Property Details

APN / Parcel Number

Primary APN	`34-920-15-14`
Alternative APNs	`34-920-15-14-00-0-00-000` `34920151400000001` `889671`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,849 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,253 sqft
Basement Area	1,253 sqft
Finished Basement	596 sqft
Unfinished Basement	657 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,624 sqft (0.037 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	889671
Street Address	5201 DOWNEY AVE
City	INDEPENDENCE
State	MO
Zip	64055-6345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	COUNTRY MEADOWS TOWNHOMES 1ST PLAT UNIT 3 LOT 3
Legal Subdivision	COUNTRY MEADOWS TOWNHOMES 1ST PLAT
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	14504

Owner

5201 Downey Ave, a townhouse, is owned and occupied by two individuals who acquired it in October 2015.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5201 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 9, 2026	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL/OMAHA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2015
Deed Sale	Oct 12, 2015
Prior Sale	Apr 27, 2005
Deed Document Number	201592320
Prior Transfer Date	Apr 19, 2005
Prior Transfer Doc	00I0034453
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 9, 2026
Property Address	5201 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Document Number	0000025736
Instrument Date	Mar 25, 2026
Instrument	202625736
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 DOWNEY AVE, INDEPENDENCE, MO 64055-6345

Mortgage

Document Number	0000025736,
Date	Apr 9, 2026
Instrument	202625736

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	894 Months
Due	Oct 29, 2100

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 9, 2026
Property Address	5201 DOWNEY AVE, INDEPENDENCE, MO 64055-6345
Document Number	00E0025735
Instrument Date	Mar 25, 2026
Instrument	202625735
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 DOWNEY AVE, INDEPENDENCE, MO 64055-6345

Mortgage

Document Number	0000025735,
Date	Apr 9, 2026
Instrument	202625735

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	894 Months
Due	Oct 29, 2100

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 5201 Downey Ave was $2,813, up % from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (-) Land $5,803 Building $37,897	$230,000 (-)
2025	$2,813.00 (+0.04%)	$43,700 Land $5,803 Building $37,897	$230,000
2024	$2,812.00 (+2.33%)
2023	$2,748.00 (+10.63%)	$40,601 (+20.73%) Land $4,581 Building $36,020	$213,690
2022	$2,484.00	$33,630 Land $2,879 Building $30,751
2021			$177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5201 Downey Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5201 Downey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Spectrum, Wisper ISP.

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