5205 Bowman Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5205 Bowman Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,116 sqft · built 1992
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-30-023-2003-100`

Property Details

APN / Parcel Number

Primary APN	`74-30-023-2003-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	89,298 sqft (2.05 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5205 BOWMAN RD
City	SAINT CLAIR
State	MI
Zip	48079-3313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	BEG S 89D 47M 7S E 272.50' FROM INT 1/4 COR, TH S 89D 47M 7S E 147.86', TH N 10D 31M 26S E 501.44', TH N 54D 37M 38S W
Legal Range	16E
Legal Township	05N
Legal Section	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1017
Census Tract	640200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5205 BOWMAN RD, SAINT CLAIR, MI 48079-3313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5205 BOWMAN RD, SAINT CLAIR, MI 48079-3313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050390917
Date	Mar 22, 2019
Book Page	5039/917
Instrument	2019005054

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,100 (+3.83%)	$298,200 (+3.83%)
2025	$1,950.00 (+3.56%) Homeowner's exemption	$143,600 (+11.66%)
2024	$1,883.00 (+10.31%)		$287,200 (+11.66%)
2023		$128,600
2022	$1,707.00		$257,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jul 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Duke Broadband Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20