5177 Bowman Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 5177 Bowman Rd, Saint Clair, MI 48079 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,938 sqft · built 1991
Lot Size8.3 acres (361,548 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (May 2014)
Tax Bill$4,028 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-30-023-3008-200

Property Details

APN / Parcel Number

Primary APN74-30-023-3008-200

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,938 sqft Living Area
1st Floor Area2,317 sqft
Basement Area2,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area361,548 sqft (8.3 acres)
Garage Area638 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5177 BOWMAN RD
CitySAINT CLAIR
StateMI
Zip48079-3311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG S 89D 50M 33S E 334.1' FROM INT 1/4 COR, TH S 0D 23M E 616', TH S 89D 50M 33S E 500', TH N 0D 23M W 884.25', TH N 54D 37M 38S W 200.70', TH S 0D 1M 50S E 383.97', TH N 89D 50M 33S W 334.76' TO BEG SECTION 23 T5N R16E 8.3 A
Legal Range16E
Legal Township05N
Legal Section23
JurisdictionSAINT CLAIR MI
Township / Civil DivisionST. CLAIR
Census Block Group1
Census Block1016
Census Tract640200

Owner

Source: St. Clair County records · APN 74-30-023-3008-200

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · Line of Credit
VIBE CU
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
VIBE CU
Apr 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2014 · Amount on Record
Deed SaleMay 27, 2014 · Amount on Record
Deed Document Number201411902
Deed Book / Page4507 / 224
Prior Transfer DateNov 14, 2011
Prior Transfer Doc004200/147
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311

Mortgage

Document Number0005854153
DateSep 24, 2025
Book Page5854/153
Instrument2025018115
Lender
NameVIBE CU
TypeCredit Union
Address44575 W TWELVE MILE RD, NOVI, MI 48377
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311
Transaction TypeMortgage
Record UpdatedApr 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311

Mortgage

Document Number5335597
DateMar 17, 2021
Book Page5335/597
Instrument2021007690
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address5177 BOWMAN RD, SAINT CLAIR, MI 48079-3311
Document Number0050560113
Instrument DateApr 20, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5177 BOWMAN RD ST CLAIR MI 480793311, ST CLAIR, MI 48079-3311

Mortgage

Document Number0050560113
DateMay 14, 2019
Book Page005056/000113
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 13, 2029

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionSt. Clair Township
Unified School DistrictEast China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,028.00 (-28.31%) Homeowner's exemption$318,900 (+13.53%)
2024$5,619.00 (+7.54%)$637,800 (+13.53%)
2023$280,900
2022$5,225.00$561,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476402001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims1 (2024)
Most Recent ClaimJul 2024

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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