5203 E Cottage Ln, Columbia, MO 65201 Property Records

Boone County property record for 5203 E Cottage Ln, Columbia, MO 65201

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,452 sqft · built 1988
Lot Size	1.55 acres (67,518 sqft)
Owner	Trust Name on File
Last Sale	$340,000 (Jun 2018)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-800-27-00-006-00`

Property Details

APN / Parcel Number

Primary APN	`17-800-27-00-006-00`
Alternative APN	`17-800-27-00-006.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,452 sqft Living Area
1st Floor Area	1,952 sqft
Basement Area	342 sqft
Finished Basement	342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Balcony Area	1,024 sqft

Utilities, Heating & Cooling

Heating System	Propane

Location & Zoning

Street Address	5203 E COTTAGE LN
City	COLUMBIA
State	MO
Zip	65201-7432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT NE NW TR 2 SUR 341-564
Legal Range	12W
Legal Township	48N
Legal Section	27
Legal Subdivision	GEORGETOWN WEST 1
Legal Tract	2
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1012
Census Tract	1004

Owner

5203 E Cottage Ln is owner-occupied and held in a trust since June 2018.

Source: Boone County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	5203 E COTTAGE LN, COLUMBIA, MO 65201-7432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage LANDMARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Apr 21, 2014 · Amount on File
Deed Document Number	201811744
Deed Book / Page	4909 / 40
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5203 E COTTAGE LN, COLUMBIA, MO 65201-7432
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020032621
Date	Dec 17, 2020
Book Page	5331/15
Instrument	2020032621

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 19, 2018
Property Address	5203 E COTTAGE LN, COLUMBIA, MO 65201-7432
Document Number	2018011744
Book / Page	4909 / 0040
Map Reference	MB341 PG564
Instrument Date	Jun 18, 2018
Instrument	2018011744
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 E COTTAGE LN, COLUMBIA, MO 65201-7432

Mortgage

Document Number	2018011745
Date	Jun 19, 2018
Instrument	2018011745

Lender

Name	LANDMARK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 5203 E Cottage Ln was $3,250.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,227 (-) Land $5,358 Building $40,869
2025	$3,250.00	$46,227 Land $5,358 Building $40,869	$243,300 Land $28,200 Building $215,100
2023	$3,013.00 (+8.11%)	$42,028 Land $5,358 Building $36,670	$221,200 Land $28,200 Building $193,000
2022	$2,787.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5203 E Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5203 E Cottage Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 9 serves 15,035 people · EPA ID MO3024058
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, FireServe.

Cell Coverage

5G (outdoors only) and 4G LTE

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