5180 E Cottage Ln, Columbia, MO 65201 Property Records

Boone County property record for 5180 E Cottage Ln, Columbia, MO 65201

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,370 sqft · built 2018
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2017)
Tax Bill	$6,776 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-800-27-01-020-00`

Property Details

APN / Parcel Number

Primary APN	`17-800-27-01-020-00`
Alternative APN	`17-800-27-01-020.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,370 sqft Living Area
Basement Area	294 sqft
Finished Basement	805 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	227 ft deep x 107 ft wide
Garage Type	Attached
Garage Area	846 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5180 E COTTAGE LN
City	COLUMBIA
State	MO
Zip	65201-4578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	THE WOODLANDS PLAT 5A LOT 127
Legal Range	12W
Legal Township	48N
Legal Section	27
Legal Subdivision	THE WOODLANDS
Legal Lot Number	127
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1012
Census Tract	1004

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5180 E COTTAGE LN, COLUMBIA, MO 65201-4578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF BOONE COUNTY
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Nov 9, 2017	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL BANK OF BOONE COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on Record
Deed Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	201723035
Deed Book / Page	4825 / 180
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5180 E COTTAGE LN, COLUMBIA, MO 65201-4578
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019613
Date	Oct 12, 2018
Book Page	4952/0014
Instrument	2018019613

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5180 E COTTAGE LN, COLUMBIA, MO 65201-4578
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019615
Date	Oct 12, 2018
Book Page	4952/0016
Instrument	2018019615

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	5180 E COTTAGE LN, COLUMBIA, MO 65201-4578
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029233
Date	Nov 16, 2020
Book Page	5309/21
Instrument	2020029233

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Nov 9, 2017
Property Address	5180 E COTTAGE LN, COLUMBIA, MO 65201-4578
Document Number	0000023035
Book / Page	4825 / 0180
Map Reference	MB39 PG75
Instrument Date	Nov 8, 2017
Instrument	2017023035
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5203 E COTTAGE LN, COLUMBIA, MO 65201-7432

Mortgage

Document Number	0000023036
Date	Nov 9, 2017
Instrument	2017023036

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,368 (-) Land $14,896 Building $81,472
2025	$6,776.00 (+7.88%)	$96,368 (+1%) Land $14,896 Building $81,472	$507,200 (+1%) Land $78,400 Building $428,800
2023	$6,281.00 (+4.08%)	$87,609 Land $14,896 Building $72,713	$461,100 Land $78,400 Building $382,700
2022	$6,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE COUNTY PWSD 9 serves 15,035 people · EPA ID MO3024058
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30

May also be available: FireServe, Mediacom Xtream.

Cell Coverage

5G (outdoors only) and 4G LTE

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