5203 Coto Pl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5203 Coto Pl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,154 sqft · built 1998
Lot Size0.464 acres (20,190 sqft)
OwnerCompany Name on Record
Tax Bill$6,917 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN087538-1070

Property Details

APN / Parcel Number

Primary APN087538-1070
Alternative APN
  • U093021375000010000200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,154 sqft Living Area
Gross Area5,076 sqft
1st Floor Area3,154 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,190 sqft (0.464 acres)
Lot Dimensions128 ft deep x 134 ft wide
Garage TypeAttached
Garage Area990 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area36 sqft
PorchOpen Porch
Porch Area932 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875381070
Street Address5203 COTO PL
CityVALRICO
StateFL
Zip33596-8264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE II-A REPLAT PARCEL 26 LOT 20 BLOCK 10 LESS THAT PART DESC AS BEG AT NW RUN N 35 DEG 18 MIN 58 SEC E ALG NLY BDRY 108.38 FT (PLAT) 108.68 FT (SURVEY) TO NE COR THN ALG ELY BDRY 8 FT ALG ARC OF CURVE TO LEFT W/RADIUS OF 5
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PHASE II-A REPL
Legal PhaseII
Legal Tract375
Legal Block10
Legal Lot Number20
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2000
Census Tract13208

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5203 COTO PL, VALRICO, FL 33596-8264
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 1, 2005
Transfer Doc0000400418
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5203 COTO PL, VALRICO, FL 33596-8264
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0262291159
DateNov 26, 2018
Book Page26229/1159
Instrument2018474423
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$404,976 (+2.7%)$675,959 (+2.73%) Land $165,151 Building $510,808
2025$6,917.00 (+12.03%) Homeowner's exemption Widower's exemption$394,329 (+5.99%)$658,004 (+3.92%) Land $165,151 Building $492,853
2023$6,174.00 (+2.58%) Homeowner's exemption Widower's exemption$372,054 (+3%)$633,197 (-2.42%) Land $148,636 Building $484,561
2022$6,019.00 Homeowner's exemption Widower's exemption$361,217$648,884 Land $148,636 Building $500,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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