5202 Coto Pl, Valrico, FL 33596 Property Records

Hillsborough County property record for 5202 Coto Pl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 6,065 sqft · built 1995
Lot Size0.565 acres (24,622 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Oct 2020)
Tax Bill$643 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN087538-1066

Property Details

APN / Parcel Number

Primary APN087538-1066
Alternative APN
  • U093021375000010000180

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,065 sqft Living Area
Gross Area8,413 sqft
1st Floor Area3,540 sqft
Upper Floors Area2,151 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialTile
Lot Area24,622 sqft (0.565 acres)
Lot Dimensions157 ft deep x 116 ft wide
Garage TypeAttached
Garage Area817 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area1,386 sqft
Patio Area66 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0875381066
Street Address5202 COTO PL
CityVALRICO
StateFL
Zip33596-8264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionRIVER HILLS COUNTRY CLUB PHASE II-A REPLAT PARCEL 26 LOT 18 BLOCK 10
Legal Range21E
Legal Township30S
Legal Section09
Legal SubdivisionRIVER HILLS COUNTRY CLUB PHASE II-A REPL
Legal PhaseII
Legal Tract375
Legal Block10
Legal Lot Number18
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2000
Census Tract13208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5202 COTO PL, VALRICO, FL 33596-8264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 25, 2022Deed of Trust, Mortgage · VA Mortgage
AMERICAN STAR MORTGAGE
Oct 1, 2020Warranty Deed, Transfer · VA Mortgage
PLANET HOME LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleNov 29, 1993 · Amount on Record
Deed Document Number2020405070
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 5, 2026
Property Address5202 COTO PL, VALRICO, FL 33596-8264
Document Number0000171666
Instrument DateApr 24, 2026
Instrument2026171666
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 COTO PL, VALRICO, FL 33596-8264

Mortgage

Document Number0000171666,
DateMay 5, 2026
Instrument2026171666
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.38%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5202 COTO PL, VALRICO, FL 33596-8264
Transaction TypeMortgage
Record UpdatedAug 4, 2022
Title CompanyATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 COTO PL, VALRICO, FL 33596-8264

Mortgage

Document Number0000365275
DateJul 25, 2022
Instrument2022365275
Lender
NameAMERICAN STAR MORTGAGE
AddressIRVINE, CA 92612
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 1, 2020
Property Address5202 COTO PL, VALRICO, FL 33596-8264
Document Number0000405070
Map ReferenceMB 71 PG 26
Instrument DateSep 23, 2020
Instrument2020405070
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE PROS LLLP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2925 CHERRY OAK DRIVE, 2925, VALRICO, FL 33596

Transferred To (Grantee/Buyer)

NameVerified Name
Address5202 COTO PL, VALRICO, FL 33596-8264

Mortgage

Document Number0000405071
DateOct 1, 2020
Instrument2020405071
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$790,720 (+2.7%)$978,789 (+2.08%) Land $209,802 Building $768,987
2025$643.00 (-95%) Disabled Person's exemption Veteran's exemption$769,932 (+5.99%)$958,824 (+2.67%) Land $209,802 Building $749,022
2024$12,849.00 (+3.06%)
2023$12,468.00 (+3.17%) Homeowner's exemption$726,440 (+3%)$933,904 (-1.08%) Land $188,822 Building $745,082
2022$12,085.00 Homeowner's exemption$705,282$944,136 Land $188,822 Building $755,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies91 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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