5100 Brainerd Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 5100 Brainerd Rd, Chattanooga, TN 37411

Property Summary

Property TypeAuto Repair, Garage
Details10,534 sqft · built 1965
Lot Size0.611 acres (26,641 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Sep 2015)
Tax Bill$4,723 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Aug 2025 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN157K Q 001

Property Details

APN / Parcel Number

Primary APN157K Q 001
Alternative APN
  • 0000097520

Interior

Stories1 Story
Building Area10,534 sqft Total Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialConcrete Block
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area26,641 sqft (0.611 acres)
Lot Dimensions185 ft deep x 144 ft wide
Garage TypeDetached
Garage Area220 sqft
Parking Spaces1 Parking Space
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000097520
Street Address5100 BRAINERD RD
CityCHATTANOOGA
StateTN
Zip37411-3905
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeC2
Legal DescriptionPT LTS 1-3 BLK 3 HAMILTON PLACE REV PB 8 PG 35
Legal SubdivisionHAMILTON PLACE
Legal Block3
Legal Lot Number1-3
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group3
Census Block3005
Census Tract3000

Owner

5100 Brainerd Rd, a commercial property, is owned by an individual who bought it in September 2015.

Source: Hamilton County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Deed of Trust, Mortgage · Line of Credit
MILLENNIUM BANK
Aug 20, 2025Deed of Trust, Mortgage · Line of Credit
MILLENNIUM BANK
Jan 9, 2019Loan Modification, Mortgage
MILLENNIUM BK
Jan 9, 2019Loan Modification, Mortgage
MILLENNIUM BK
Jan 9, 2019Loan Modification, Mortgage
MILLENNIUM BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2015 · Amount on File
Deed SaleSep 10, 2015 · Amount on File
Deed Document Number2015220
Deed Book / Page10563 / 822
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
InvestorPossibly a Property Investor

Mortgage

Document Number0000000147
DateOct 26, 2022
Book Page13127/60
Instrument2022102600147
Lender
NameMILLENNIUM BANK
TypeBank
AddressOOLTEWAH, TN 37363
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 21, 2027

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
InvestorPossibly a Property Investor

Mortgage

Document Number0000000037
DateAug 20, 2025
Book Page14019/127
Instrument2025082000037
Lender
NameMILLENNIUM BANK
TypeBank
AddressOOLTEWAH, TN 37363
Agreement
TypeLine of Credit
AmountAmount on Record
Term23 Months
DueJul 11, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Document Number0206000077
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 BRAINERD RD CHATTANOOGA TN 374113905, CHATTANOOGA, TN 37411-3905

Mortgage

Document Number0206000077
DateFeb 6, 2019
Book Page011559/000493
Instrument190206000077
Lender
NameMILLENNIUM BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount on Record
Term60 Months
DueFeb 5, 2024

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Document Number0206000075
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 BRAINERD RD CHATTANOOGA TN 374113905, CHATTANOOGA, TN 37411-3905

Mortgage

Document Number0206000075
DateFeb 6, 2019
Book Page011559/000483
Instrument190206000075
Lender
NameMILLENNIUM BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount on Record
Term60 Months
DueFeb 5, 2024

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address5100 BRAINERD RD, CHATTANOOGA, TN 37411-3905
Document Number0206000076
Instrument DateJan 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5100 BRAINERD RD CHATTANOOGA TN 374113905, CHATTANOOGA, TN 37411-3905

Mortgage

Document Number0206000076
DateFeb 6, 2019
Book Page011559/000488
Instrument190206000076
Lender
NameMILLENNIUM BK
TypeBank
AddressCHATTANOOGA, TN 37421
Agreement
AmountAmount on Record
Term60 Months
DueFeb 5, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 5100 Brainerd Rd was $4,723, down 17.4% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,723.00 (-17.36%)$311,640 (+21.98%)$779,100 (+21.98%) Land $459,500 Building $319,600
2024$5,715.00$255,480 (-)$638,700 (-) Land $386,300 Building $252,400
2023$5,715.00$255,480 (-)$638,700 (-) Land $386,300 Building $252,400
2022$5,715.00$255,480$638,700 Land $386,300 Building $252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5100 Brainerd Rd in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimAug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5100 Brainerd Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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