Whatcom County property record for 5191 Spoonbill Ln, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,328 sqft · built 2007 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $342,780 (Feb 2008) |
| Tax Bill | $4,618 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112378 |
| Primary APN | 112378 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,328 sqft |
| Finished Basement | 1,328 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,499 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Patio Area | 196 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 112378 |
|---|---|
| Street Address | 5191 SPOONBILL LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | LABOUNTY ESTATES LOT 40 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 33 |
| Legal Subdivision | LABOUNTY ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 201 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5191 SPOONBILL LN, FERNDALE, WA 98248-7802 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2008 · Amount on Record |
| Deed Sale | Feb 15, 2008 · Amount on Record |
| Deed Document Number | 2080201937 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5191 SPOONBILL LN, FERNDALE, WA 98248-7802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000603666 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0603666 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5191 SPOONBILL LN, FERNDALE, WA 98248-7802 |
| Document Number | 2200101518 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5191 SPOONBILL LN FERNDALE WA 982487802, FERNDALE, WA 98248-7802 |
| Document Number | 2200101518 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 101518 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 13, 2045 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,618.00 (+6.36%) | $616,541 (+5.81%) Land $203,700 Building $412,841 | $616,541 (+5.81%) Land $203,700 Building $412,841 |
| 2022 | $582,661 Land $148,834 Building $433,827 | $582,661 Land $148,834 Building $433,827 | |
| 2021 | $4,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Most Recent Claim | Dec 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Astound Broadband, Verizon.
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