5201 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5201 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 1925
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$344,000 (Jun 2019)
Tax Bill	$1,888 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-34-230-003`

Property Details

APN / Parcel Number

Primary APN	`40-23-34-230-003`
Alternative APNs	`0078455-000000-6` `10004624487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
Upper Floors Area	800 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 1925
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Material	Wood Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached
Garage Area	475 sqft
Driveway	Driveway
Driveway Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	416 sqft
Patio Area	506 sqft
Gazebo	90 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004624487
Old Parcel Number	00784550000006
Street Address	5201 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	CLS 000 0019 0004 CLEVELAND SOUTH BLK 19 PT OF LT 4 MORE PARTICULARLY DESCRIBED AS: COMM AT W COR LT 4 TH NE 104 FT AL
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	CLEVELAND SOUTH
Legal Block	19
Legal Lot Number	4
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2038
Census Tract	10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5201 RIVERSIDE DR, PUNTA GORDA, FL 33982-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Document Number	2719456
Deed Book / Page	3370 / 1079
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	1836678
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 19, 2019
Property Address	5201 RIVERSIDE DR, PUNTA GORDA, FL 33982-1566
Document Number	0044502191
Book / Page	004450 / 002191
Instrument Date	Jun 14, 2019
Instrument	2719456
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	CORTITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5201 RIVERSIDE DR PUNTA GORDA FL 339821566, PUNTA GORDA, FL 33982-1566

Mortgage

Document Number	44510001
Date	Jun 19, 2019
Book Page	004451/000001
Instrument	2719457

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,888.00 (-53.79%)	$125,215 (-26.97%)	$126,996 (-5.94%) Land $17,000 Building $109,996
2023	$4,086.00 (+8.38%)	$171,452 (+7.09%)	$135,016 (-15.67%) Land $15,000 Building $120,016
2022	$3,770.00	$160,099 Land $10,625 Building $149,474	$160,099 Land $10,625 Building $149,474

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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