5039 Riverside Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5039 Riverside Dr, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,104 sqft · built 1976
Lot Size	0.742 acres (32,305 sqft)
Owner	2 Individual Names on File
Last Sale	$9,000 (May 2020)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`402334232001`

Property Details

APN / Parcel Number

Primary APN	`402334232001`
Alternative APNs	`00784450000009` `10004624494`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	3,095 sqft
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,305 sqft (0.742 acres)
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	1,050 sqft
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Porch	Slab
Porch Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00784450000009
Street Address	5039 RIVERSIDE DR
City	PUNTA GORDA
State	FL
Zip	33982-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	S CLEVELAND RESUB BLK 17 LTS 9 & 10 280/634 488/140 1413/552 FJ3616/1548 3992/338 3992/339 4258/1166 CLS 000 0017 0008 S CLEVELAND BLK 17 LT 8 RESUB 195/183 263/69 437/300 477/169 549/144 745/1903 1115/869 3319/1943 3319/1949 3319/195
Legal Range	23E
Legal Township	40S
Legal Section	34
Legal Subdivision	S CLEVELAND RESUB
Legal Tract	CLS
Legal Block	17
Legal Lot Number	9,10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2033
Census Tract	10200

Owner

5039 Riverside Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Charlotte County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5039 RIVERSIDE DR, PUNTA GORDA, FL 33982-1706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC
May 29, 2020	Correction Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Jul 14, 2015 · Amount on File
Deed Document Number	20202815694
Deed Book / Page	4580 / 2144
Prior Transfer Date	Nov 29, 2017
Prior Transfer Doc	0042581166
Record Updated	Jun 8, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 29, 2017
Property Address	5039 RIVERSIDE DR, PUNTA GORDA, FL 33982-1706
Document Number	0042581166
Book / Page	004258 / 001166
Instrument Date	Nov 13, 2017
Instrument	2568273
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5039 RIVERSIDE DR PUNTA GORDA FL 339821706, PUNTA GORDA, FL 33982-1706

Mortgage

Document Number	42581169
Date	Nov 29, 2017
Book Page	004258/001169
Instrument	2568274

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 29, 2020
Property Address	5039 RIVERSIDE DR, PUNTA GORDA, FL 33982-1706
Document Number	0045802144
Book / Page	004580 / 002144
Instrument Date	May 29, 2016
Instrument	2815694
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5039 RIVERSIDE DR PUNTA GORDA FL 339821706, PUNTA GORDA, FL 33982-1706

Tax Assessment & Valuation

The 2025 property tax bill for 5039 Riverside Dr was $2,192 with a homeowner's exemption, down 45.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (-45.13%) Homeowner's exemption	$185,361	$273,839 Land $45,050 Building $228,789
2024	$3,995.00 (+19.54%)
2023	$3,342.00 (-10.35%) Homeowner's exemption	$159,554 (-15.79%)	$218,606 (-17.6%) Land $51,000 Building $167,606
2022	$3,728.00 Homeowner's exemption	$189,474	$265,299 Land $26,350 Building $238,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5039 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 units insured incl. 16 condo units
Nearby Flood Claims	257 (1982–2024)
Claims Outside the SFHA	3 of 257
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 81 claims Hurricane Helene, Sep 2024 · 64 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5039 Riverside Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Blue Stream.

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