5201 Rd O, Pandora, OH 45877 Property Records

Putnam County property record for 5201 Rd O, Pandora, OH 45877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Sep 2019)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-018060.0000`

Property Details

APN / Parcel Number

Primary APN	`48-018060.0000`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Tri-Level
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,007 sqft (0.62 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	5201 ROAD O
City	PANDORA
State	OH
Zip	45877-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 8E 17 PAR 4 E NE
Legal Range	8E
Legal Township	1S
Legal Section	17
Jurisdiction	PUTNAM OH
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2051
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5201 ROAD O, PANDORA, OH 45877-8737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PANA
May 25, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Sep 24, 2019	Survivorship Deed, Transfer · Conventional Mortgage SIRVA MORTGAGE INC
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA
Oct 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on Record
Deed Sale	Sep 24, 2019 · Amount on Record
Deed Document Number	20193850
Deed Book / Page	713 / 696
Prior Transfer Date	Aug 22, 2018
Prior Transfer Doc	00704/0574
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Recording Date	Jun 11, 2026
Property Address	5201 ROAD O, PANDORA, OH 45877-8737
Document Number	0000002537
Book / Page	788 / 386
Instrument Date	May 29, 2026
Instrument	20262537
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 ROAD O, PANDORA, OH 45877-8737
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002537,
Date	Jun 11, 2026
Book Page	788/386
Instrument	20262537

Lender

Name	FIRST NATIONAL BANK OF PANA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 5, 2031

Interest

Rate	6.3%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	5201 ROAD O, PANDORA, OH 45877-8737
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	734/1204
Date	May 25, 2021
Book Page	734/1204
Instrument	202100002840

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 24, 2019
Property Address	5201 ROAD O, PANDORA, OH 45877-8737
Document Number	00713/0696
Book / Page	713 / 0696
Instrument Date	Sep 24, 2019
Instrument	201900003850
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	AAA TITLE AGENCY INC, AREA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5201 ROAD O, PANDORA, OH 45877-8737

Mortgage

Document Number	201900003851
Date	Sep 24, 2019
Instrument	201900003851

Lender

Name	SIRVA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	5201 ROAD O, PANDORA, OH 45877-8737
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705/0653
Date	Dec 3, 2018
Book Page	705/0653
Instrument	201800005485

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM OH
Recording Date	Oct 26, 2018
Property Address	5201 ROAD O, PANDORA, OH 45877-8737
Document Number	00704/0574
Book / Page	704 / 0574
Instrument Date	Aug 22, 2018
Instrument	201800004908
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5201 ROAD O, PANDORA, OH 45877-8737

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Riley Township
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (+2.84%) Homeowner's exemption	$67,690 (-) Land $5,050 Building $62,640	$193,400 (-) Land $14,430 Building $178,970
2024	$1,934.00 (-3.88%) Homeowner's exemption	$67,690 (+24.22%) Land $5,050 Building $62,640
2023	$2,012.00 (-0.79%) Homeowner's exemption Additional exemption filed	$54,490 (-) Land $3,900 Building $50,590	$193,400 (+24.23%) Land $14,430 Building $178,970
2022	$2,028.00	$54,490 Land $3,900 Building $50,590
2020			$155,680 Land $11,140 Building $144,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANDORA VILLAGE PWS serves 1,204 people · EPA ID OH6900912
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Buckeye Wireless Fixed Wireless	500 / 50
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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