Putnam County property record for 5172 Rd O, Pandora, OH 45877
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,552 sqft · built 2000 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009180.0000 |
| Primary APN | 48-009180.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,552 sqft Living Area |
| 1st Floor Area | 2,552 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 19,166 sqft (0.44 acres) |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Private |
| Street Address | 5172 ROAD O |
|---|---|
| City | PANDORA |
| State | OH |
| Zip | 45877-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1S 8E 08 PAR 4 MILLER PL AT PT SE VAL INCL 48-0091.90 |
| Legal Range | 8E |
| Legal Township | 1S |
| Legal Section | 08 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | RILEY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30400 |
5172 Rd O is owned and occupied by two individuals.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5172 ROAD O, PANDORA, OH 45877-8741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Sep 11, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM OH |
| Recording Date | Sep 2, 2022 |
| Property Address | 5172 ROAD O, PANDORA, OH 45877-8741 |
| Document Number | 00749/1962 |
| Book / Page | 749 / 1962 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 202200003879 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5172 ROAD O, PANDORA, OH 45877-8741 |
| Document Number | 00749/1964 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 749/1964 |
| Instrument | 202200003880 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | COLUMBUS GROVE, OH 45830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 5172 ROAD O, PANDORA, OH 45877-8741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | SOUTHWEST FINANCIAL SVCS LTD |
| Name | Verified Name |
|---|
| Document Number | 712/1989 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 712/1989 |
| Instrument | 201900003612 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5172 Rd O was $2,304 with a homeowner's exemption, up 2.9% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Riley Township |
| Unified School District | Pandora-Gilboa Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (+2.86%) Homeowner's exemption | $78,530 (-) Land $5,050 Building $73,480 | $224,370 Land $14,430 Building $209,940 |
| 2024 | $2,240.00 (+0.63%) Homeowner's exemption | $78,530 (+24.24%) Land $5,050 Building $73,480 | |
| 2023 | $2,226.00 (+9.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $63,210 (-) Land $3,900 Building $59,310 | $224,370 Land $14,430 Building $209,940 |
| 2022 | $2,026.00 | $63,210 Land $3,900 Building $59,310 | |
| 2020 | $180,600 Land $11,140 Building $169,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5172 Rd O in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5172 Rd O is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Buckeye Wireless Fixed Wireless | 500 / 50 |
| Watch TV Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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