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5200 Carson St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5200 Carson St, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2008
Square Footage3,703 sqft Heated Area
Lot Size97,574 sqft (2.24 acres)
OccupancyOwner Occupied
Last Sale$1,212,000 (2025)
Tax Bill$5,913.00 (2025)

Property Details

APN / Parcel Number

Primary APN91092
Alternative APN
  • 172531426001030010

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area3,703 sqft Heated Area
Gross Area5,944 sqft Gross Area
1st Floor3,703 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2008
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area97,574 sqft (2.24 acres)
Parking Spaces6 Parking Spaces
Garage TypeFinished Garage
Garage Area760 sqft Garage

Exterior Amenities

Pool Area476 sqft Pool
FenceFence
Deck Area894 sqft Deck
PorchOpen Porch
Porch Area761 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number91092
Street Address5200 CARSON ST
CitySAINT CLOUD
StateFL
Zip34771-7620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN OF NARCOOSSEE PB 1 PGS 71 & 72 BLK 103 & N 1/2 VAC PAGE ST ABUTTING BLK 103 & E 1/2 VAC 14TH AVE ABUTTING BLK 103 &
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNARCOOSSEE NEW MAP
Legal Tract4260
Legal Block103
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1018
Census Tract43700

Owner

Source: Osceola County records · APN 91092

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2019Loan Modification, Mortgage · Line of Credit
SUNTRUST BK
Apr 15, 2019Loan Modification, Mortgage · Line of Credit
SUNTRUST BK
Nov 03, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2025 · Amount on Record
Deed SaleJul 08, 2025 · Amount on Record
Prior SaleMar 16, 2007 · Amount on Record
Deed Doc Number2025083959
Deed Book / Page6814 / 2043
Record RefreshedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 08, 2025
Property Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620
Document Number0068142043
Book / Page6814 / 2043
Map ReferenceMB 1 PG 71
Instrument DateJun 30, 2025
Instrument2025083959
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyEAST COAST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,484.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5308 NW 135TH ST, REDDICK, FL 32686-3910

Transferred To (Grantee/Buyer)

NameVerified Name
Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620

Mortgage

Document Number0068142045
DateJul 08, 2025
Instrument6814/2045
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateJul 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.2%
IndexSOFR Average 30-Day
Margin3
Max Rate11.2%

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620
Document Number0055781135
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5200 CARSON ST ST CLOUD FL 347717620, ST CLOUD, FL 34771-7620

Mortgage

Document Number0055781135
DateAug 23, 2019
Book Page005578/001135
Instrument109605
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 22, 2049
Interest
Rate TypeAdjustable Rate

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620
Document Number0055112335
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedMay 10, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5200 CARSON ST ST CLOUD FL 347717620, ST CLOUD, FL 34771-7620

Mortgage

Document Number0055112335
DateApr 23, 2019
Book Page005511/002335
Instrument51222
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 22, 2049
Interest
Rate TypeAdjustable Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5200 CARSON ST, SAINT CLOUD, FL 34771-7620
Document Number0052370828
Instrument DateNov 03, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5200 CARSON ST ST CLOUD FL 347717620, ST CLOUD, FL 34771-7620

Mortgage

Document Number0052370828
DateNov 09, 2017
Book Page005237/000828
Instrument160875
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 08, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,913.00 (+6.64%) Homeowner's exemption$416,262 (+5.99%)$960,900 (+30.57%) Land $139,800 Building $821,100
2023$5,545.00 (+3.76%) Homeowner's exemption$392,749 (+3%)$735,900 (+15.82%) Land $96,800 Building $639,100
2022$5,344.00 Homeowner's exemption$381,310$635,400 Land $96,800 Building $538,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 388 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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