5165 Carson St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5165 Carson St, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4.5 Baths
Year Built	Built 2021
Square Footage	2,976 sqft Living Area
Lot Size	56,628 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$106,000 (2020)
Tax Bill	$7,342.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-4260-0001-0205`
Alternative APN	`253117426000010205`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,976 sqft Living Area
Gross Area	4,060 sqft Gross Area
1st Floor	1,946 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached Garage
Garage Area	820 sqft Garage
Pool Type	In-Ground Pool Pool Type
Pool Area	38 sqft Pool
Deck Area	757 sqft Deck

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5165 CARSON ST
City	SAINT CLOUD
State	FL
Zip	34771-7723
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE PB 1 PG 073 BEG AT SE COR OF LOT 20, N00-16-11E 679 FT, N89-50-45W 160.65 FT, S00-13-39W 300 FT, S89-50-45E 140.43 FT, S00-16-11W 379 FT, S89-50-49E 20 FT TO POB
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NARCOOSSEE NEW MAP OF
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-4260-0001-0205

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5165 CARSON ST, SAINT CLOUD, FL 34771-7723
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Doc Number	202062566
Deed Book / Page	5720 / 1956
Last Transfer Date	Jul 15, 2025
Transfer Doc	0068240941
Record Refreshed	Jun 08, 2026

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 11, 2020
Property Address	5165 CARSON ST, SAINT CLOUD, FL 34771-7723
Document Number	0057201956
Book / Page	5720 / 1956
Instrument Date	May 08, 2020
Instrument	2020062566
Transaction Type	Construction Loan
Record Updated	Aug 01, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$742.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 CARSON ST, 5200, SAINT CLOUD, FL 34771-7620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1502 SOFTSHELL ST, SAINT CLOUD, FL 34771-7514

Mortgage

Document Number	0057201961
Date	May 11, 2020
Instrument	5720/1961

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 01, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,652.00 (+4.22%)	$541,793 (+5.99%)	$742,000 (+29.79%) Land $100,100 Building $641,900
2024	$7,342.00 (+1.99%)
2023	$7,199.00 (+3.57%) Homeowner's exemption	$511,189 (+3%)	$571,700 (+15.19%) Land $71,500 Building $500,200
2022	$6,951.00 Homeowner's exemption	$496,300 Land $71,500 Building $424,800	$496,300 Land $71,500 Building $424,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.