St. Johns County property record for 520 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,499 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2023) |
| Tax Bill | $9,349.00 (2025) |
| Primary APN | 023723-1290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,499 sqft Living Area |
| Gross Area | 2,948 sqft Gross Area |
| 1st Floor | 1,172 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 449 sqft Garage |
| Patio Area | 529 sqft Patio |
| Porch Area | 128 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 520 WINDERMERE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/21-40 BEACON LAKE PHASE 2C LOT 129 OR5704/1191 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | BEACON LAKE PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023723-1290
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 21, 2021 | Warranty Deed, Subdivision Related Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2023 · Amount on Record |
| Deed Sale | Feb 06, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2021 · Amount on Record |
| Deed Doc Number | 20239019 |
| Deed Book / Page | 5704 / 1191 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 06, 2023 |
| Property Address | 520 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562 |
| Document Number | 0057041191 |
| Book / Page | 5704 / 1191 |
| Map Reference | MB 100 PG 21-40 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023009019 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 N 4TH ST, PALATKA, FL 32177-3733 |
| Name | Verified Name |
|---|---|
| Address | 520 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7562 |
| Document Number | 0057041194 |
|---|---|
| Date | Feb 06, 2023 |
| Instrument | 5704/1194 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 520 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562 |
| Document Number | 0053731767 |
| Book / Page | 5373 / 1767 |
| Map Reference | MB 100 PG 21-40 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021103302 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,974.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 16903 NW 171ST PL, ALACHUA, FL 32615-4863 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $483,724 (-2.45%) Land $120,000 Building $363,724 | $483,724 (-2.45%) Land $120,000 Building $363,724 | |
| 2025 | $9,349.00 (+7.62%) Homeowner's exemption | $495,878 (+1.62%) | $495,878 (+1.62%) Land $120,000 Building $375,878 |
| 2024 | $8,687.00 (+2.02%) Homeowner's exemption | $487,971 (+9.05%) | $487,971 (+9.05%) Land $120,000 Building $367,971 |
| 2023 | $8,515.00 (+8.13%) | $447,468 (+13.15%) | $447,468 (+13.15%) Land $120,000 Building $327,468 |
| 2022 | $7,875.00 | $395,467 | $395,467 Land $95,200 Building $300,267 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 508 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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