496 Windermere Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 496 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$344,347 (Dec 2020)
Tax Bill	$6,859 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023723-1260`

Property Details

APN / Parcel Number

Primary APN	`023723-1260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,863 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,863 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	496 WINDERMERE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100/21-40 BEACON LAKE PHASE 2C LOT 126 OR5137/1646
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2C
Legal Phase	2C
Legal Block	1
Legal Lot Number	126
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-1260

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	496 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	2020119358
Deed Book / Page	5137 / 1646
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 29, 2020
Property Address	496 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562
Document Number	0051371646
Book / Page	5137 / 1646
Map Reference	MB 100 PG 21-40
Instrument Date	Dec 21, 2020
Instrument	2020119358
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	GOLDEN DOG TITLE AND TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,410.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7562

Mortgage

Document Number	0051371648
Date	Dec 29, 2020
Instrument	5137/1648

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,383 (+2.7%)	$400,565 (-6.87%) Land $120,000 Building $280,565
2025	$6,859.00 (+7.9%) Homeowner's exemption	$310,986 (+5.99%)	$430,133 (+9.01%) Land $120,000 Building $310,133
2024	$6,357.00 (+3.35%)
2023	$6,151.00 (+3.26%) Homeowner's exemption	$293,419 (+3%)	$394,588 (+13.63%) Land $120,000 Building $274,588
2022	$5,957.00 Homeowner's exemption	$284,873	$347,269 Land $95,200 Building $252,069

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 206 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force 169 of 206 on primary residences

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.