520 W Schulte Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 520 W Schulte Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,590 sqft · built 1986
Lot Size	0.456 acres (19,900 sqft)
Owner	Trust Name on File
Last Sale	$285,000 (Aug 1998)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-020-390-000`

Property Details

APN / Parcel Number

Primary APN	`246-020-390-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Construction Type	Wood
Lot Area	19,900 sqft (0.456 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 W SCHULTE RD
City	TRACY
State	CA
Zip	95376-9178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	REDRAW 881101 FR ORIG APN 237590393
Legal Subdivision	CENTENNIAL UNIT #2
Legal Tract	1614
Legal Lot Number	63
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1014
Census Tract	5208

Owner

Source: San Joaquin County records · APN 246-020-390-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	520 W SCHULTE RD, TRACY, CA 95376-9178
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 1998 · Amount on Record
Deed Sale	Aug 20, 1998 · Amount on Record
Prior Sale	Aug 20, 1998 · Amount on Record
Deed Document Number	0000097162
Deed Book / Page	246
Last Transfer Date	Jul 15, 2020
Transfer Doc	0000084335
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 15, 2020
Property Address	520 W SCHULTE RD, TRACY, CA 95376-9178
Document Number	0000084335
Instrument Date	Jun 26, 2020
Instrument	84335
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	520 W SCHULTE RD TRACY CA 953769178, TRACY, CA 95376-9178

Mortgage

Document Number	84336
Date	Jul 15, 2020
Instrument	84336

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,077.00 (+10.32%) Homeowner's exemption	$446,772 (+4.04%) Land $156,761 Building $290,011
2023	$4,602.00 (+2.09%) Homeowner's exemption	$429,425 Land $150,675 Building $278,750
2022	$4,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	600 / 120
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 522 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TRACY serves 98,215 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.