460 W Schulte Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 460 W Schulte Rd, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,044 sqft · built 1930
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jan 2021)
Tax Bill	$8,853 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`246-030-260-000`

Property Details

APN / Parcel Number

Primary APN	`246-030-260-000`
Alternative APN	`246-030-26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,044 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	21,344 sqft (0.49 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	246-030-26
Street Address	460 W SCHULTE RD
City	TRACY
State	CA
Zip	95376-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881025 FR ORIG APN 237180757
Legal Subdivision	CENTENNIAL
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1014
Census Tract	5208

Owner

Source: San Joaquin County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 W SCHULTE RD, TRACY, CA 95376-9176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Line of Credit 1ST UNITED SERVICES CU
Jan 27, 2021	Grant Deed, Transfer · Conventional Mortgage NEWREZ LLC
Dec 29, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 29, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	202115611
Prior Transfer Date	Dec 26, 2017
Prior Transfer Doc	0000157014
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	460 W SCHULTE RD, TRACY, CA 95376-9176
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 W SCHULTE RD, TRACY, CA 95376-9176

Mortgage

Document Number	0000111175
Date	Dec 11, 2025
Instrument	2025-111175

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 27, 2021
Property Address	460 W SCHULTE RD, TRACY, CA 95376-9176
Document Number	0000015611
Map Reference	MB 13 PG 188
Instrument Date	Jan 22, 2021
Instrument	2021-015611
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	460 W SCHULTE RD, TRACY, CA 95376-9176

Mortgage

Document Number	0000015612
Date	Jan 27, 2021
Instrument	2021-015612

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Mortgage

Document Number	0000015613
Date	Jan 27, 2021
Instrument	2021-015613

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2017
Property Address	460 W SCHULTE RD, TRACY, CA 95376-9176
Document Number	0000157014
Instrument Date	Dec 26, 2017
Instrument	157014
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	460 W SCHULTE RD TRACY CA 953769176, TRACY, CA 95376-9176

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 29, 2017
Property Address	460 W SCHULTE RD, TRACY, CA 95376-9176
Document Number	0000157015
Map Reference	MB 13 PG 188
Instrument Date	Dec 15, 2017
Instrument	2017-157015
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 W SCHULTE RD, TRACY, CA 95376-9176

Mortgage

Document Number	0000157016
Date	Dec 29, 2017
Instrument	2017-157016

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,853.00 (+10.26%)	$768,525 (+4.04%) Land $189,425 Building $579,100
2023	$8,029.00 (+2.06%)	$738,684 Land $182,070 Building $556,614	$789,570
2022	$7,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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