Gaston County property record for 520 Torrence Dr, Gastonia, NC 28054 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1963 |
| Square Footage | 2,020 sqft Heated Area |
| Lot Size | 37,462 sqft (0.86 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2021) |
| Tax Bill | $3,651.00 (2023) |
Source: Gaston County records · APN 305389
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 03, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Deed Doc Number | 0052341021 |
| Deed Book / Page | 5234 / 1021 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Document Number | 0055941584 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 5594/1584 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Document Number | 0054521866 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 5452/1866 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 22, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 03, 2021 |
| Property Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Document Number | 0052341021 |
| Book / Page | 5234 / 1021 |
| Map Reference | MB 14 PG 96 |
| Instrument Date | Jun 03, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2088 RHYNE CARTER RD, 2088, GASTONIA, NC 28054-2868 |
| Name | Verified Name |
|---|---|
| Address | 520 TORRENCE DR, GASTONIA, NC 28054-4000 |
| Document Number | 0052341024 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 5234/1024 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $3,651.00 | $338,100 Land $33,020 Building $305,080 |
Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low less than 1% of the US · less than 1% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 305389 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,020 sqft Heated Area |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Ranch Style |
| Lot Area | 37,462 sqft (0.86 acres) |
| Street Address | 520 TORRENCE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28054-4000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KENDRICK-OWENS BLK C L 14 & ADDL 01 118 026 00 000 |
| Legal Block | C |
| Jurisdiction | GASTON NC |
| Minor Civil Division | GASTONIA |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 32703 |
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